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These Are Some of the Most Affordable Places To Live in the USA! Would You Move to Any of These Places?

The cost of living in the United States can vary wildly from one city to the next. Whether you’re looking to relocate for work, to retire, or just to live a more affordable lifestyle, here are some of the cheapest cities to live in the USA.

1.   Provo, Utah

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Provo has the lowest cost of living of any city in the US, with a low average housing cost and low median income. Residents experience a unique combination of a college town and a growing tech hub with a strong entrepreneurial spirit. The city is surrounded by stunning natural beauty, including the Wasatch Mountains and Utah Lake, and offers a family-friendly community with a variety of cultural events, outdoor activities, and excellent schools.

2.   Harlingen, Texas

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Harlingen, Texas offers a cost of living that is nearly 20% below the US average. Living in Harlingen, Texas means enjoying a warm and welcoming community with a rich history and a thriving economy. Located in the heart of the Rio Grande Valley, Harlingen offers residents easy access to beautiful Gulf Coast beaches, world-class birdwatching, and a variety of cultural events and festivals throughout the year. With affordable housing and low taxes, Harlingen is a great choice for those looking to settle in a small but growing community.

3.   Pueblo, Colorado

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Pueblo, Colorado is one of the most affordable cities in the US, with an average housing cost that is nearly half of the national average. In addition, Pueblo offers plenty of outdoor activities in the nearby mountains with an unbeatable cost of living. Known as the “Home of Heroes” for its high number of Medal of Honor recipients, Pueblo offers residents access to excellent outdoor opportunities, a vibrant arts scene, and a growing culinary and craft beer culture.

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4.   McAllen, Texas

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McAllen, Texas is another great option for those looking to live in an affordable city, in the heart of The Lone Star State. McAllen’s low cost of living is due in part to the city’s low tax rate and an average housing cost that is nearly 30% below the national average. The city is located in the heart of the Rio Grande Valley and offers residents easy access to world-class birdwatching, beautiful Gulf Coast beaches, and a variety of cultural events and festivals throughout the year.

5.   Daphne, Alabama

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Daphne is a city located in Baldwin County, Alabama, United States, situated on the eastern shore of Mobile Bay. It is known for its scenic beauty, charming downtown area, and proximity to popular Gulf Coast destinations like Gulf Shores and Orange Beach. With a low median income and average housing cost that is nearly 40% below the national average, Daphne is a wonderful choice for those looking to save money and enjoy the Gulf Shores.

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6.   Norman, Oklahoma

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Located near both Oklahoma City and Tulsa, Norman offers a low cost of living in a convenient location, with beautiful surrounding water. With an average housing cost that is nearly 40% below the national average, Norman is a great option for those looking to get more bang for their buck. 

7.   Wenatchee, Washington

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Wenatchee, Washington is a small city with a low living costs that offers beautiful scenery for nature lovers. It is located in north-central Washington, USA, known for its stunning natural beauty and recreational opportunities. It is situated at the confluence of the Wenatchee and Columbia Rivers and is surrounded by the Cascade Mountains, making it a popular destination for outdoor enthusiasts.With an average housing cost that is nearly 50% below the national average, Wenatchee is a great choice for those looking for an affordable city.

8.   Great Falls, Montana

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Great Falls is a city in Montana known for its stunning natural scenery and outdoor recreation opportunities, including fishing, hunting, and hiking. The city is also home to the famous Great Falls of the Missouri River, which served as an important site for early American explorers and fur traders.With an average housing cost that is nearly 40% below the national average, Great Falls is a great option for those looking to save money.

9.   Dalton, Georgia

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Dalton, Georgia is a city located in the northwestern part of the state, known for its historic downtown district and vibrant carpet industry. Residents of Dalton enjoy a blend of small-town charm and urban amenities, with easy access to outdoor recreation opportunities in the nearby Appalachian Mountains. The average housing cost sits at nearly 30% below the national average, making it a great place to settle on a budget.

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10. Harrah, Oklahoma

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Harrah, Oklahoma is a small town located just east of Oklahoma City, known for its friendly community, affordable cost of living, and easy access to outdoor recreational activities such as boating and fishing in nearby Lake Thunderbird. The living costs in Harrah, Oklahoma are generally lower than the national average, making it an affordable place to reside.

11. Russellville, Arkansas

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Russellville, Arkansas is a charming town situated in the heart of the Arkansas River Valley, known for its beautiful scenery, strong economy, and family-friendly community, with easy access to outdoor recreational activities such as hiking, fishing, and camping in the nearby Ozark National Forest. With an average housing cost that is nearly 40% below the national average, Russellville is a great option for those looking for a more affordable place to live with a small town vibe.

12. Oscoda, Michigan

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Oscoda is a small town located on the northern shore of Lake Huron, known for its beautiful beaches, scenic hiking trails, and world-class fishing opportunities. With its friendly community, charming local shops and restaurants, and peaceful natural surroundings, Oscoda offers a wonderful quality of life for those who enjoy a slower pace of living. With an average housing cost that is nearly 30% below the national average, Oscoda is a great option for those looking to save money.

13. South Sioux City, Nebraska

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South Sioux City, Nebraska is a friendly and diverse community located in the northeastern part of the state, known for its affordable cost of living, strong economy, and excellent educational opportunities, with easy access to outdoor activities such as hiking, boating, and fishing in nearby parks and recreation areas.

14. Midwest City, Oklahoma

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Living in Midwest City, Oklahoma means being part of a tight-knit community that values family, faith, and the simple pleasures of life. With an average housing cost that is nearly 40% below the national average, Midwest City is a great option for those looking for an affordable place to live.

15. Harlan, Kentucky

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Living in Harlan, Kentucky means being surrounded by the stunning natural beauty of the Appalachian Mountains and enjoying a rich cultural heritage that celebrates music, art, and outdoor recreation. With an average housing cost that is nearly 40% below the national average, Harlan is a great option for those looking for an affordable place to live.

16. Hannibal, Missouri

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Living in Hannibal, Missouri means experiencing the charm and history of a small town that inspired Mark Twain’s famous literary works. Residents enjoy scenic views of the Mississippi River, a vibrant arts scene, and a variety of outdoor recreational activities. Housing costs sit at nearly 40% below the national average, making Hannibal a great place to live and experience true small town charm

17. Riverton, Utah

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Riverton, Utah sits within proximity to the Wasatch Mountains and access to urban amenities, thereby offering the best of both worlds. With an average housing cost that is nearly 30% below the national average, Riverton is a great option for those looking to save money.

18. Davis, California

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Living in Davis, California means enjoying a vibrant college town atmosphere with a strong focus on sustainable living, innovation, and community engagement. The city is known for its bike-friendly streets, world-class university, and abundant green spaces, making it an ideal place for those who value a healthy and active lifestyle. The average housing cost is nearly 20% lower than the national average and the city has a variety of activities, ranging from the UC Davis Arboretum to the Putah Creek Nature Area.

19. Elkhorn, Wisconsin

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Located near the beautiful Geneva Lake and the Kettle Moraine State Forest, Elkhorn offers residents access to outdoor recreational activities and a variety of cultural events throughout the year. The city has many parks and outdoor opportunities, including boating and fishing on the nearby lakes and rivers, and the average cost of housing is about 40% lower than the national average.

20. Edinburg, Texas

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Life in Edinburg, Texas means being part of a vibrant and diverse community with a rich cultural heritage and a strong commitment to education. The city is home to several top-ranked universities, a thriving arts scene, and a variety of outdoor recreational opportunities that showcase the natural beauty of South Texas.

Could You See Yourself in Any of These Places?

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Living in the United States doesn’t have to break the bank, as there are many affordable cities to choose from. The 20 cities mentioned in this list offer a great combination of affordability and quality of life, making them attractive options for those looking to save money without sacrificing their standard of living.

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Jessica is a published author and copywriter specializing in personal and investment finance. Her expertise is in financial product reviews and stock market education.