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Credit Fix Guy Review 2024: Can Al Jackson Fix Bad Credit?

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Read along with our Credit Fix Guy Review to find out if this credit repair company is the real deal.

We all want to keep our credit rating healthy, but life happens.

And once your credit score is low, it can seem like an impossible task to build it back up.

To make matters worse, bad credit can put your life on pause, stopping you from finding a car or home loan.

The good news is that some companies have the tools and experience to help you lift your low credit score.

One top name in the industry is Credit Fix Guy.

But how do they stack up with the competition?

Read our Credit Fix Guy review to find out.

Credit Fix Guy Review

Credit Fix Guy Review: Overview

With Credit Fix Guy, the name really says it all.

Al Jackson started the company out of Chicago, Illinois, in 2016 to provide an affordable way for people to improve their credit scores.

Since then, Credit Fix Guy has helped thousands of people raise their credit scores.

All it takes to be successful is a little patience and a willingness to work.

Credit Fix Guy Review

What Is Credit Fix Guy?

Credit Fix Guy provides a unique approach to improving credit scores by utilizing custom dispute letters to challenge claims on your credit report.

Using these dispute letters, individuals can remove items that hinder their credit score, paving the way for improved credit.

Credit Fix Guy’s mission is to keep quality credit repair available to anyone who needs it.

The company also helps clients maintain this score in the future.

But what about the lead of the service, Al Jackson?

Does he have the experience to lead Credit Fix Guy?

Let’s find out in our Al Jackson review.

Credit Fix Guy Review: A.M. Jackson

Al Jackson Review

Al Jackson IS the Credit Fix Guy.

He took a look at the expensive credit repair services and built a program to accomplish the same results for a fraction of the cost.

Al Jackson used the lessons he learned from his personal struggles and combined them with his education to create a service that can help anyone improve their credit score, no matter how bad it may be.

In addition, Jackson has also written several guides on various topics designed to eliminate bad credit, build good credit, and learn how to work with the three credit bureaus.

With Al Jackson’s years of experience helping people with their credit woes, he’s become quite the expert at understanding credit reports.

>> Already sold on Credit Fix Guy? Click HERE to get help repairing your credit TODAY! <<

Credit Fix Guy review

How Does Credit Fix Guy Work?

Credit Fix Guy analyzes your personal credit report and looks for ways to boost your score.

To start, you send your credit report to Credit Fix Guy, who then analyzes it to determine which accounts should be disputed and in what order.

Over the next few days, Credit Fix Guy creates custom dispute letters for the credit bureaus to challenge those accounts.

The dispute letters are sent to you within three days with detailed instructions on how to send those letters off to the Bureaus.

Is Credit Fix Guy Legit?

Headquartered in Chicago, Illinois, Credit Fix Guy Fix has been in the business of helping others with their credit scores since 2016.

The service has built a reputation for itself over the years as an affordable route toward fixing your credit score.

Perhaps best of all, Credit Fix Guy offers a guarantee that if their service doesn’t get deletions or positive updates, they will do the work again at no cost to you or simply issue a complete refund.

Does Credit Fix Guy Really Work?

The site has a list of over 1,000 success stories from users who have obtained deletions and brought their credit scores back into the green.

The Better Business Bureau site has Credit Fix Guy rated as an A+ service, with over 200 positive reviews.


Free Equifax Credit Sweep Method Revealed Guide

This book specifically targets ways to improve your credit rating results with Equifax.

The guide also details how to remove your addresses from the bureau.

Further, it explains how to remove the majority of your negative credit within 90 days.

Credit Fix Guy states that this book contains the same techniques that credit repair companies use to clear up accounts.

Although focusing on Equifax, these same tips can be used to help delete previous addresses on all three bureaus to increase your deletion rate.

Credit Fix Guy has a print copy of the Equifax Credit Sweep Method on their site for $20.00, but the guide can also be downloaded as an ebook for free!

Can Credit Fix Guy Remove Collections?

As the Credit Fix Guy himself says, any bad credit on your report can be deleted.

This includes repossessions, tax liens, late payments, evictions, and collections as well.

>> Ready to start improving your credit score? Click HERE to get started with Credit Fix Guy NOW! <<

What Do You Get with Credit Fix Guy?

  • Fico Dominator: Never Get Denied Again! Powerful DIY Credit Repair Guide
  • The Master Plan: Build Credit Like a Pro Guide
  • Equifax Credit Sweep Method Revealed Guide
  • Credit Fix Guy’s Right to Report Letters: Dispute System Guide
  • Credit Reports
  • Custom Dispute Letters
  • Credit Fix Guy Forum

Credit Fix Guy Review

Fico Dominator: Never Get Denied Again! Powerful DIY Credit Repair Guide

Credit Fix Guy’s Fico Dominator: Never Get Denied Again! is a book written by Al Jackson and is designed to delete any negative credit that you have.

Within its pages, you’ll learn tricks on how to stop bill collectors from calling, tools for getting out from under the ChexSystems check verification service, and ways to begin building positive credit.

In addition, the book comes with a few extras to make the process even easier:

  • A 120-day step-by-step work schedule to keep you on the right path
  • A process log that you can use to make a note of your results and deletions each round
  • Several dispute letter samples with 46 different legitimate dispute reasons that will help you get deletions
  • A log to keep track of all of your disputed claims, when you disputed them, and what credit bureau you were working with.

credit fix guy tradelines

The Master Plan: Build Credit Like a Pro Guide

The Master Plan: Build Credit Like a Pro is a Credit Fix Guy exclusive book with a three-phase system to boost credit.

The guide will teach you step-by-step how to add positive credit to your score in 60 days.

It doesn’t even matter where your credit currently stands.

The three phases that will put you on the path to better credit are as follows:

  • Phase 1: How to establish new credit with guaranteed approvals
  • Phase 2: How to strengthen and diversify your credit profile
  • Phase 3: How to obtain approval for unsecured credit

According to Credit Fix Guy, you’ll also gain access to two different $5000 lines of credit without the risk of denial.

These lines of credit, along with multiple other little-known sources, can be used to create a better credit score easily.

3b credit report

Credit Fix Guy’s Right to Report Letters: Dispute System Guide

Credit Fix Guy reveals the way to get more deletions with their Right to Report Letters: Dispute System Guide.

The book by Al Jackson contains a multitude of Right to Report letters specifically addressed to the credit bureaus.

It reveals how to use these letters to challenge their ability to report the information contained in your file.

Catching improperly filed paperwork can lead to more deletions, which could make a massive difference in the long run.

Credit Reports

Credit Fix Guy partners with SmartCredit to offer a series of features to keep track of your credit score and make smart money decisions.

The SmartCredit downloadable app has a built-in SmartCredit Report where you can view your credit report as needed.

The app also lets you ask questions about your report and can further be used to resolve problems.

The ScoreTracker lets you follow your credit score over time and see how it is improving.

There’s even a ScoreMaster feature that enables you to see how applying for credit or spending money may affect your credit score.

The SmartCredit service has two membership tiers with varying levels of benefits to suit your needs.

Custom Dispute Letters

The all-star service of Credit Fix Guy is their custom dispute letters.

To have Credit Fix Guy create custom dispute letters for you, you’ll first need to obtain your credit report.

Credit Fix Guy recommends using their partner SmartCredit for this.

After you send your credit report to Credit Fix Guy, the company will analyze your report and draft dispute letters tailored to your unique circumstances.

Within three days, Credit Fix Guy will email you a file with your dispute letters and detailed instructions on how to use them.

Credit Fix Guy Forum

Signing up also gives you access to the Credit Fix Guy Forum.

This is a members-only area where you can reach out to other members and share your successes or ask questions about ways to help rebuild your credit.

It’s a nice touch that most credit repair services don’t offer.

>> Like what Credit Fix Guy has to offer? Just click HERE to get help repairing your credit in no time! <<

Credit Fix Guy Reviews

Credit Fix Guy has earned a near-pristine 4.99 out of 5 on the BBB website.

Earning a score this high is impressive on any third-party review site, but it’s even more commendable considering that these 230+ are coming from BBB — a place where many clients go to vent their dissatisfaction.

At the time of writing this, we could only find one review without a 5/5 rating on the BBB site, and it was 4/5.

Let’s see what other reviews have to say about Credit Fix Guy.

reviews of creditfixguy

So while we think highly of the service, you don’t need to take our word for it.

Credit Fix Guy’s reviews speak for themselves.

Is Credit Fix Guy BBB Accredited?

Credit Fix Guy is not BBB accredited. 

Though, as we said, it’s highly rated on the BBB website.

We’ll make sure to keep you in the loop if this changes.

Pros and Cons of Credit Fix Guy

Credit Fix Guy takes a unique approach to help you achieve a good credit score.

Let’s take a look at the pros and cons of the service:


  • Fantastic resources to resolve credit issues
  • No need to supply social security number
  • Works with any credit score
  • Creates custom letters specific to your needs
  • Provides tools to improve and maintain your credit score
  • Affordable price
  • Satisfaction guarantee


  • Requires some effort on your part for a chance to improve bad credit
  • Not BBB Accredited

How Much Does Credit Fix Guy Cost?

Credit Fix Guy’s bread and butter is their custom dispute letter service, which costs a flat fee of $50 each time they write one.

Also, there are several Credit Fix Guy books and guides, that range between $20 and $40, which feature tips on how to get more deletions and further elevate your credit score.

Credit Fix Guy Refund Policy

Credit Fix Guy’s refund policy is a little unclear, but the site says that you can request a refund within three days of your purchase by emailing the company’s support.

Refunds appear to be handled on a case-by-case basis.

Though, the site also outlines that if your credit score does not improve as a result of Credit Fix Guy’s services, you can either get a refund or have them try again.

Is Credit Fix Guy Right for Me?

Credit Fix Guy is an excellent tool for anyone who desires to improve their credit score and is willing to put in some effort to do so.

The service is very affordable, so its cost should not be a roadblock.

There’s also no minimum credit score needed for their method and strategies to work.

Credit Fix Guy states they can improve anyone’s credit standing.

The caveat is that users have to supply their own credit report for Credit Fix Guy to analyze.

For safety reasons, Credit Fix Guy does not ask for your social security number.

This means that individuals are required to send dispute letters to the credit bureaus themselves.

Is Credit Fix Guy Worth It?

Credit Fix Guy is well worth a look if you need to increase your credit score.

It’s available for a very reasonable fee compared to other credit repair services out there.

It also comes with a money-back guarantee if your credit score doesn’t go up.

Furthermore, Credit Fix Guy does not ask for a Social Security number, so your personal information is safe.

In addition to getting your credit score back into a healthy range, Credit Fix Guy offers guides to build and maintain scores after they go up.

These guides also include tools to keep you organized and on track with your financial goals.

All in all, if you’re in the market for an affordable solution that could improve your credit score, you might want to put Credit Fix Guy on your shortlist.

>> Ready to improve your credit score with the help of Credit Fix Guy? Just click here to get started NOW! <<


Noah Zelvis is a writer with more than 18 years of experience under his belt. He started out by blogging his adventures overseas and quickly found success creating paid content thanks to his ability to convey his articles in a clear and concise manner. Equipped with an engineering background and an analytical mind, Noah has a passion for all things business and finance. His personal investment journey began at a young age, helping his grandma with her portfolio. That spark blossomed into a never-ending search for the best stocks Noah still carries today. He’s thoroughly researched the corporate financial world as well and has an innate understanding of the banking and credit sector. Other published works also include travel, running, video games, product reviews, and more. Now, Noah uses his expertise to share his financial and investment know-how here at Stock Dork. When not at his desk, you’ll likely catch Noah traveling or running.