1. Home
  2. /
  3. education
  4. /
  5. Does Hobby Lobby Accept...

Does Hobby Lobby Accept Personal Checks? A Comprehensive Guide and Updated Information

Does Hobby Lobby Accept Personal Checks

Hobby Lobby, renowned for its extensive range of arts, crafts, and hobby supplies, offers customers multiple payment options, including credit cards, gift cards, and PayPal. 

Additionally, they also accept personal checks in store as a convenient and traditional payment method. 

This comprehensive guide aims to provide detailed information and essential tips for using personal checks at Hobby Lobby. 

By following these guidelines, you can ensure a smooth transaction and make the most of your shopping experience.

Does Hobby Lobby Accept Personal Checks? Understanding The Policy

Hobby Lobby enthusiastically welcomes personal checks for in-store purchases, providing customers with the flexibility to pay using this trusted and time-honored method. 

However, it is important to note that personal checks cannot be used for online orders; they can only be utilized when shopping at brick-and-mortar Hobby Lobby locations.

To ensure a secure transaction, Hobby Lobby has implemented certain requirements when accepting personal checks

Customers are required to present a valid ID alongside the personal check. This additional step helps verify the name on the check and match it with the customer making the purchase. 

The ID requirement is in place to help prevent any potential fraudulent activity and protect both the customer and the store.

Personal Checks

Using Personal Checks at Hobby Lobby

In-Store Purchases Only

Personal checks can only be used for in-store purchases at Hobby Lobby. Online orders cannot be paid with personal checks at this time. 

This policy allows customers to make purchases in person and utilize personal checks as a trusted payment method.

Secure Transaction Requirements

Hobby Lobby prioritizes the security and protection of its customers and the store. To ensure a secure transaction, customers using personal checks must present a valid ID alongside the check. 

The purpose of this requirement is to verify the name on the check and match it with the customer completing the purchase. By doing so, Hobby Lobby minimizes the risk of fraudulent activity.

Tips for Using Personal Checks at Hobby Lobby

To ensure a hassle-free experience when using personal checks at Hobby Lobby, consider the following essential tips:

Properly Fill Out the Check

Accurately fill out the personal check by providing the correct date, the payee’s name (in this case, Hobby Lobby), the amount in both numerical and written formats, and your signature at the bottom right corner. 

Ensure all the necessary information is legible to avoid any issues during the transaction.

Verification of Sufficient Funds

Before using a personal check at Hobby Lobby, it is crucial to ensure that your checking account has sufficient funds to cover the amount of your purchase. 

Bouncing a check not only incurs fees and penalties from your bank but can also result in a strained relationship with the store. 

Always verify your account balance before writing a personal check.

Check-Cashing Policies and Possible Fees

To navigate the transaction smoothly, familiarize yourself with Hobby Lobby’s check-cashing policies. 

Although Hobby Lobby does not publicly disclose specific maximum limits for personal check amounts, it is advisable to consult with the store before attempting to make a large purchase using a personal check. 

Moreover, inquire about any potential fees associated with using personal checks as a payment method. 

Understanding the policies and fees beforehand can help you avoid any surprises during the checkout process.

Alternatives to Personal Checks at Hobby Lobby

If personal checks are not your preferred payment method or if you encounter any difficulties using them, Hobby Lobby offers several alternative payment options. Consider the following alternatives:


Cash is universally accepted and provides immediate and straightforward transactions. 

However, ensure you have the exact amount or smaller bills, as the register may not always be able to provide change for larger bills.

Credit Cards

Hobby Lobby accepts most major credit cards, offering a convenient and widely-used payment method. 

Using a credit card allows you to make purchases without the need for carrying cash, and depending on your credit card, you may even earn rewards or cashback on your Hobby Lobby purchases.

Electronic Payment Methods

Hobby Lobby embraces modern payment solutions and accepts electronic options such as Apple Pay, Google Pay, and Samsung Pay. 

These contactless payment methods enable you to make quick and secure transactions using your smartphone or digital wallet.

Personal Checks

Frequently Asked Questions

Is my personal check verified during the transaction process?

Yes, when using a personal check at Hobby Lobby, the store typically verifies the check through a check verification service. This service swiftly confirms the availability of funds in your account, ensuring the validity of the check.

Can I use personal checks when shopping online at Hobby Lobby?

Unfortunately, Hobby Lobby does not accept personal checks as a payment method for online orders. Personal checks can only be used for in-store purchases.

Are there any maximum limits on personal check amounts at Hobby Lobby?

While specific maximum limits for personal check amounts are not publicly disclosed by Hobby Lobby, it is advisable to inquire directly with the store before using a personal check for a larger purchase. The store may have specific limitations or restrictions in place to ensure a secure transaction.


Hobby Lobby offers customers the option to pay with personal checks for in-store purchases. 

By following the guidelines outlined in this comprehensive guide, you can ensure a seamless transaction when using personal checks at Hobby Lobby. 

Remember to accurately fill out the check, verify sufficient funds in your checking account, and bring a valid ID for security purposes. 

Additionally, stay informed about Hobby Lobby’s check-cashing policies and any associated fees. 

If personal checks do not align with your payment preferences, Hobby Lobby provides alternative options such as cash, credit cards, and electronic payment methods

For the most up-to-date information, it is recommended to verify Hobby Lobby’s payment methods directly with the store. 

Enjoy a smooth and delightful shopping experience at Hobby Lobby, indulging in your arts, crafts, and hobby pursuits!