We’re all trying to figure out how to secure more freedom in these uncertain times. Jennifer Stevens believes the answer lies across the pond.
Her Freedom Living approach centers on a simple idea she calls the 5-Hour Freedom Plan. As much as I love travel, I had to uncover what it entails.
In this Exit Path Protocol review, I look at her claims so you can decide whether this strategy is worth considering.
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What Is Exit Path Protocol: Freedom Living?
Exit Path Protocol: Freedom Living is Jennifer Stevens’ step-by-step plan for creating what she calls an international safety net.
It is built for people who want more control over their money, mobility, and long-term options, even if they have no experience living or banking overseas.
The material walks you through practical moves you can take from home, using guidance from experts like a World Bank economist, second passport specialists, overseas attorneys, and on-the-ground fixers in the countries they highlight.
Inside the plan, you get a clear framework that shows you how to protect your savings, open doors abroad, and position yourself so you always have a place to go if life at home becomes too restrictive or expensive.
I was drawn to the system because I love travel, but I truly think it applies to anyone. With everything a mess here, Exit Path Protocol is a clear look at alternative assets without having to uproot your lifestyle.
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Who Is Jennifer Stevens?
Jennifer Stevens is the Executive Editor of International Living and has spent more than twenty years shaping the publication’s global research.

Her experience helped form her book Live Better Overseas, which draws on insights from IL’s worldwide network of correspondents and experts.
Is Jennifer Stevens Legit?
Yes, Jennifer Stevens has built credibility through her long record of published work and her role overseeing one of the most recognized overseas-living research teams.
She’s been boots-on-ground in 28 unique countries across multiple continents and is able to apply first-hand what she’s discovered.
Her writing has informed reports read by millions of readers planning moves abroad, and she has led editorial projects that rely on verified legal, financial, and on-the-ground intelligence.
The trust placed in her by professionals across multiple regions, combined with decades of consistent, high-quality reporting, makes her voice a reliable source for people exploring international options.
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What Is the “Exit Path Protocol Freedom Plan” Presentation About?
Unless you’ve been living under a rock, you’ve likely experienced the wishy-washy nature of the economy right now.
Daily life in America seems less stable, and the systems we rely on do not feel as dependable as they once did. Costs rise faster than wages, rules shift unexpectedly, and routine disruptions now seem normal.
These changes creep in gradually, which makes them easy to dismiss until they begin limiting your choices.
That’s a scary thought for me, but Jennifer’s point is that we don’t have to resign ourselves to that outcome.
If she’s right, there is a simple way to restore that control before you need it.
Why Traditional Safety Nets No Longer Feel Reliable
I think we’re of the habit that our long-standing safeguards will always hold, but even things we believed sacred are starting to crumble.
Jennifer points to bank failures that caught customers by surprise, travel restrictions that left people stuck where they were, and residency programs abroad that tightened almost overnight.

When circumstances shift faster than you can plan, you are left reacting instead of preparing, and that’s not a place I ever want to find myself in.
I don’t feel like we’re in imminent crisis mode, but that safety net we once had is gone. It’s time to prepare before all these open doors close around us.
The Overlooked Moves That Create Real Flexibility
Who knows, maybe the United States will rebound, and everything will return to the way it was.
I’d say that’s unlikely at this point, but in either case, what’s the harm in having a plan B?
I’ve traveled to many places around the globe, but I had no idea there were so many locales so welcoming to Americans.

It’s hard to believe, but there are countries with cheap options for living and eating that are completely safe and first-world in every way.
Even if you’re not ready to head out the door just yet, you can set yourself up for that opportunity should the need arise – or you just want a change of scenery.
How to Capitalize on Overseas Marvels
By the end, my takeaway is very clear. The Freedom Plan is built for people who want a personal safety net while the window to build one is still open.
That said, even overseas opportunities don’t last forever.
If you want the complete breakdown of steps and guidance she outlines, you can access everything inside the Exit Path Protocol.
It gives you the full roadmap of where these magical places are and how to capitalize on them so you can act with measured confidence now instead of urgency later.
Next, I want to show you what comes with the Exit Path Protocol and how it helps you put this plan into action.
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What Comes With Exit Path Protocol: Freedom Living?
Here’s everything you get for being an Exit Path Protocol member:
Complete Exit Path Protocol Package
The heart of the Exit Path Protocol is built around three pillars that walk you through the exact steps to create an international safety net.
The structure is simple and practical, and you can move through it at your own pace.
What I appreciate most is that each pillar tackles a specific area of your life, so you never feel overwhelmed or unsure where to start.
Together, they form a complete blueprint that gives you more financial flexibility, more mobility, and a clearer understanding of how to build long-term options overseas.
Pillar 1: Protect Your Money
This first pillar focuses on giving you financial flexibility at a time when banking rules and market conditions feel less predictable.
Jennifer and her colleague Jeff Opdyke, IL’s personal finance expert, explain how to open foreign bank accounts in secure countries while walking you through the documents and requirements so you can complete the process from home.

This pillar is about creating a secure foothold abroad, giving you more control over your savings if you ever need it.
By the time you finish it, you understand how to place part of your financial life somewhere stable, friendly, and accessible.
Pillar 2: Secure Your Freedom
The second pillar focuses on legal pathways that can give you long-term access to other countries.
Here you learn about residency options in places like Uruguay, Panama, and Portugal, including programs that remain open to Americans but have already begun tightening.

There is also guidance for families, remote workers, retirees, and anyone who wants backup mobility without a permanent move.
I love the thought of setting the stage for my future before opportunities like these close or become more expensive.
Pillar 3: Live Better for Less
The third pillar ties everything together by showing how you can create a higher quality of life at a lower cost.
Here Jennifer highlights towns and neighborhoods where healthcare, rent, transportation, and everyday living remain affordable, safe, and accessible.
You learn what it costs to live comfortably in places, including examples of real apartments, lifestyle expenses, and monthly budgets.
With real numbers, you can see what life abroad actually looks like rather than a theoretical scenario.
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Three Months of International Living Magazine
Another cool perk is the three months of International Living Magazine that you’ll receive digitally.
Each edition highlights updated residency rules, lifestyle trends, cost-of-living shifts, and on-the-ground discoveries that don’t always reach mainstream channels.
Content comes straight from people living in various parts of the globe, so it’s real and tangible.
You get candid reports on healthcare systems, neighborhood profiles, and the advantages retirees or remote workers gain when they split their time abroad.
It acts like a monthly briefing that keeps you grounded as you explore the next steps of your plan. The reporting is quite comprehensive, so you feel like you get the whole story–built from real-world reporting with expert insights. I just wish the subscription was longer.
Online Members Portal
The Members Portal is where everything comes together in one place. It houses the step-by-step Exit Path Protocol, the residency guides, the banking blueprints, and the expert interviews.
For the amount of material stuffed in here, it’s really well organized. I know exactly where to go if I need visa information or want to learn about bank accounts overseas.
It also includes direct access to vetted contacts, which eliminates the overwhelm people feel when they try to do this through online searches.
Instead of navigating dozens of websites, the portal gives you a clean, structured environment where each section builds on the last.
The Retirement Index Report
This report is part of the broader membership and provides a data-driven look at the world’s top retirement destinations.
It compares countries based on cost of living, healthcare, infrastructure, visas, safety, climate, and lifestyle opportunities.
The value comes from the way International Living compiles insights from editors who live in these locations full-time instead of estimating numbers based on crowd-sourced data or AI-generated reports. .
You get a clearer sense of what daily life actually costs, what neighborhoods offer the most value, and how each country stacks up when it comes to practical needs like residency accessibility and long-term stability.
It’s a helpful tool when you’re narrowing down where you might want to base your Plan B.
Special Event Invitations
Joining now also gives you a ticket to special online events hosted by IL’s team of in-country correspondents, economists, real estate scouts, and relocation specialists.
These sessions give you updates on fast-changing visa rules, tax planning developments, and new opportunities opening in places like Portugal, Panama, and Uruguay.
You’re getting to hear directly from the experts featured inside the exit path protocol, which helps you understand the logic behind their recommendations.
It’s one of the best ways I’ve seen to stay in the know about shifting global trends.
International Living Premium Archive
The Premium Archive is a searchable library of reports, guides, and country insights that cover nearly every major relocation destination.
It includes well-known reports like “The Best Passport in the World?” and “Get Paid to Move to Europe,” along with dozens of region-specific briefings you wouldn’t easily find elsewhere. The archive is useful when you’re in research mode.
You can follow your curiosity, compare regions, or dive deeper into topics the core protocol touches on.
It’s extensive enough that you can explore ideas at your own pace, whether you’re years away from moving or looking for your first trial destination.
Ronan McMahon’s masterclass is one of the strongest additions.
He’s known for uncovering high-potential real estate opportunities years before they hit mainstream listings, and here he walks you through the exact process he uses.
The masterclass helps you evaluate markets, spot undervalued regions, and understand how to compare rental yields or long-term appreciation potential.
He explains how to negotiate overseas, how to build relationships with local agents, and how to filter deals so you’re not chasing weak opportunities.
These are all things I’m guessing you have no knowledge of, which is what makes this course so valuable.
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Exit Path Protocol Bonuses
The Exit Path Protocol includes several bonuses designed to help you put the Freedom Plan into action quickly:
Bonus #1: The 5-Hour Freedom Plan
This bonus breaks down a schedule-friendly path that helps you put the essential pieces of your Plan B in place faster than most people expect.
It outlines the exact steps Jeff recommends taking first, including choosing your initial country, opening your first foreign bank account, and identifying a visa pathway that fits your timeline.
While the process seems very overwhelming for me, this guide breaks everything down into bite-sized chunks that make everything much more manageable.
By the time you finish it, you’ll have your foundation set to start working toward your freedom.
Bonus #2: The “180 Minutes or Less” Bolt Hole Guide
This guide shows you the closest and most accessible countries Americans can reach within three hours, making it useful for anyone who wants a quick, low-stress retreat option.
The information focuses on countries that offer easy short-term stays, favorable entry rules, and welcoming communities that feel comfortable even for first-time travelers.
It also highlights locations where basic living costs are low and English is commonly spoken, which removes a lot of the anxiety around fast or unexpected travel.
The entire goal is to give you realistic fallback destinations that you can reach quickly if you ever need to leave temporarily.
Bonus #3: Your Fast-Track Escape Plan Library for Uruguay, Portugal, and Panama
This library contains three country-specific guides that break down daily life, visa options, banking rules, and cost expectations in Uruguay, Portugal, and Panama.
Each handbook explains why these countries remain attractive for Americans who want stability, safety, and predictable systems they can rely on. If you want a fast, smooth, easy escape, these three places should be at the top of your list, which is why they get a special focus here.
These handbooks include monthly budget ranges, rental examples, healthcare insights, and relocation timelines, giving you a practical sense of how each destination fits your lifestyle.
You’ll also get to read through residency requirements and documents you’ll need so you can plan ahead without surprises.
Even if you don’t care about these locations specifically, you can follow the same guidelines and investigate other countries on your own.
Bonus #4: Your Overseas Banking Blueprint
This blueprint shows you the full banking process in Uruguay, Portugal, and Panama, with instructions tailored to Americans.
It details which banks allow remote account openings, what forms you need, how to verify your identity, and how long approvals normally take.
The guide also explains the most efficient methods for transferring money overseas legally, with tips to avoid delays or compliance issues that often confuse first-time applicants.
What I found useful is how the blueprint clarifies the small but important steps, like preparing your proof of income and confirming bank-specific requirements.
Not only does it make the process clear, you can avoid the trial-and-error approach I’ve encountered in the past that eats up a lot of precious time.
Bonus #5: Second Residency and Passport Paths
This bonus explains long-term residency routes and second-passport opportunities in countries where Americans still qualify relatively easily. It focuses on the practical steps rather than the theory.
You see the financial thresholds, timeline expectations, and lifestyle requirements for each path.
Some programs focus on retirees, others on remote workers, and some on people who want to spend only part of the year abroad.
The material shows how certain residencies can eventually lead to citizenship, giving you a possible future passport if you choose to stay the course.
It’s a straightforward overview that helps you understand your long-range options.
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Refund Policy
The Exit Path Protocol comes with a straightforward 30-day money-back guarantee that lets you review every part of the program without worry.
You can go through the full three-pillar system, explore the bonuses, and even begin using the country guides and banking steps.
If you decide it’s not right for you, you can request a full refund within the first month by contacting International Living support or replying directly to your confirmation email.
There are no conditions or partial refunds. You simply get your money back, making it a low-risk way to evaluate the entire Freedom Living plan.
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Pros and Cons
Here are the top pros and cons I came up with while testing out what the Exit Path Protocol can do:
Pros
- Clear and actionable blueprint grounded in expert insights
- Research comes straight from experts who have been there, done that
- Residency and banking steps laid out in realistic, manageable order
- Includes country-specific guidance for Uruguay, Panama, and Portugal
- Three months of International Living membership adds ongoing support
- Strong bonus library that reinforces all three pillars of the system
Cons
- Requires personal initiative to apply the steps
- Some residency paths take time and patience to complete
- Not ideal if you’re looking for a domestic-only strategy
How Much Does Exit Path Protocol Cost?
The Exit Path Protocol is currently offered at a one-time price of $149, and both available plans start at this same introductory rate.
The first option gives you full access to the Exit Path Protocol but no other material, which I honestly wouldn’t recommend.
Instead, jump into the Premium plan for the same $149 price tag that includes everything I covered today.
Since this retails for $529, you’re saving over 70% on the cover price.
Most of the content here is yours to keep forever. Only the International Living membership expires after 90 days.
Since you’re grabbing the bundle, though, you can keep International Living going for just $79 a year, which is an incredible deal in its own right.
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Is Exit Path Protocol Worth It?
After going through the material, I think the Exit Path Protocol delivers solid value for people who want a realistic way to build an international backup plan without drowning in research. There’s a lot of out-of-date and just plain questionable guidance out there in “internet land,” and this resource is well-researched and cuts through all the noise.
The steps are practical, the expert guidance is clear, and the country-specific instructions remove the confusion that usually stalls progress.
You also get banking help, residency direction, and location research that would cost far more if you hired individual consultants.
With the bonuses and the three-month International Living membership option, the package offers more depth than you normally see at this price point.
Based on this Exit Path Protocol review, it’s a worthwhile choice if you want more control over your future and a plan you can start using right away.
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