If you have ever needed to provide proof of your bank account for direct deposit, setting up automatic payments, or verifying your account information, chances are you’ve been asked for a voided check.
A voided check is a check that has been marked so that it can no longer be used for payments. It’s a simple process, but can become overwhelming for someone who has never done it before.
Whether you need to get a voided check for a one-time transaction or want to keep them on hand, this guide will show you how to do it quickly and easily, no matter where you are in the process.
How to Get a Voided Check from Your Bank?
Getting a voided check from your bank is the most traditional and reliable way to do it. Here are the step-by-step instructions:
Step 1: Locate Your Bank’s Information
The first step to getting a voided check is to locate your bank’s information. You will need to know which bank and account the check will be drawn from. Often, you can find this information on your checkbook or bank statement.
Step 2: Visit Your Bank
Once you have your bank’s information, visit your local branch to request a voided check.
If you don’t have a local branch or prefer not to visit in person, call your bank’s customer service number to request one. Some banks may even allow you to request a voided check online or through their mobile app.
Step 3: Request a Voided Check
Once at the bank, inform the teller or customer service representative that you need a voided check. They may ask you why you need it, so be prepared to provide a brief explanation.
Step 4: Provide the Necessary Information
The bank representative will request your account number and may ask for verification of your identity. Be prepared to provide this information. The representative will write “VOID” across the front of the check and hand it to you.
Tips and Considerations
Some banks may charge a fee for providing a voided check.
It may take a few minutes to receive the check, so be patient.
Always ensure that your personal information is secure when requesting a voided check.
How to Get a Voided Check Online
If you prefer an online option, there are several ways to get a voided check online. Here’s how:
Step 1: Access Your Bank’s Online Services
The first step is to access your bank’s online services. Log into your account through the website or mobile app.
Step 2: Request a Voided Check
Once you’ve logged in, look for the option to request a voided check. This option may be located under the “Account Services” or “Customer Service” section of the menu.
Step 3: Provide the Necessary Information
Enter the account number and any other requested information, such as the check number range. Some banks may require verification of your identity, so be prepared to provide this information.
Step 4: Obtain the Voided Check
Once the information has been submitted, the bank will process the request and produce a voided check. The check will either be mailed to you or available for download as a PDF.
Tips and Considerations
Not all banks offer the option to request a voided check online.
Banks may require you to have online banking set up before you can request a voided check online.
Check that you have a reliable internet connection as well as a device that meets the requirements of the bank to give you your desired service.
How to Void a Check if You Don’t Have a Checkbook
You may also need to void a check if you don’t have a checkbook readily available. Here’s how to do it:
Step 1: Obtain a Blank Check
The first step is to get a blank check from your bank. You may need to visit a branch or request one online.
Step 2: Mark the Check as Void
Write “VOID” across the front of the blank check in large, bold letters. This will make the check unusable for any transactions.
Step 3: Store the Check Safely
Keep the voided check in a safe place. You’ll need it if you ever need to provide proof of your account information again.
Tips and Considerations:
Be sure to write “VOID” across the check as clearly as possible to avoid any confusion in the future.
Storing the voided check with your other important documents, such as your passport, can help keep all necessary documents in one place.
Frequently Asked Questions About Getting a Voided Check
How long does it take to get a voided check?
The time to acquire a voided check will depend on how you choose to get one. If you go to the bank physically, it might take anywhere from a few minutes to an hour to complete the process and receive the voided check. If you choose to obtain one online, you might get it instantly downloaded or mailed to you within a few days.
Can I get a voided check online?
Yes, some banks offer the option to request a voided check online. You’ll need to have online banking set up and access to your bank’s website or mobile app.
Can I use a photocopy of a voided check?
In most cases, a photocopy of a voided check will be acceptable as proof of your account information. However, it’s always best to check with the organization requesting the voided check to see if they require an original.
Getting a voided check is a quick and easy process that can be done in a few different ways.
Whether you visit a bank in person, request one online, or void a check yourself, having a voided check on hand can save you time and effort in the future.
Always choose the best option for you, and be mindful of fees and safety when getting a voided check.