If you own a home, you know that things can go wrong at any moment. Whether it’s an unexpected appliance breakdown or a malfunction in your electrical or plumbing system, costly repairs can strain your budget and add stress to your life. However, there is a solution: a home warranty.
A home warranty provides coverage for repair or replacement of your home’s major systems and appliances. So, does Cinch offer a warranty? Yes, Among the top home warranty providers is Cinch Home Warranty – an experienced provider with comprehensive coverage plans and impressive workmanship guarantees.
In this article, we’ll explore Cinch Home Warranty’s coverage plans, exclusions, workmanship guarantee, and more to help you decide if it’s the right choice for you.
Does Cinch Offer a Warranty?
Cinch Home Warranty is a national provider that covers major home systems and appliances. From heating and cooling systems to refrigerators, ovens, and washers, Cinch offers comprehensive coverage for items in your home that are crucial to your comfort and convenience.
The company has served over 1 million homeowners in the past decade alone and has a strong commitment to customer satisfaction.
Benefits of a Cinch Home Warranty
Purchasing a Cinch home warranty comes with a host of advantages, including:
Comprehensive Coverage: Cinch has some of the most comprehensive coverage plans in the industry, covering crucial components of your home including heating, plumbing, electrical, as well as major appliances such as your refrigerator and oven.
Lower Repair Costs : Given that household appliances and systems tend to have a limited lifespan and a higher propensity for breaking down, having a home warranty is essential to protect against high repair or replacement costs.
Easy to File a Claim: Cinch makes it easy to file a warranty claim by providing an online portal and a dedicated team of experts to handle your repair needs.
180-Day Workmanship Guarantee: This is a guarantee that sets Cinch apart from other home warranty providers. If a covered item breaks down or is damaged within 180 days of its repair or servicing, Cinch will fix it for you, at no charge, giving homeowners peace of mind.
Understanding Cinch’s Coverage
Cinch offers three plans for homeowners to choose from: Appliances-only, Built-In Systems, and Complete Home coverage. Each of these coverage options comes with a different set of coverage items, and each option offers varying degrees of coverage.
Appliances-only Coverage
The Cinch Appliances-Only Plan covers essential household appliances, including refrigerators, ovens, cooktops, dishwashers, garbage disposals, clothes washers, clothes dryers, and even built-in microwaves.
Cinch’s Appliances-only Plan may be the most affordable option for homeowners with newer homes.
Built-In Systems Coverage
Built-In Systems Coverage provides protection for several of the critical functioning systems in your home. These include electrical, plumbing, and HVAC (heating, ventilation and air conditioning) systems.
Specifically, the Built-In Systems plan covers water heaters, ductwork, plumbing valves, garbage disposals, pumps, ceiling fans, and range exhaust hoods.
Complete Home Coverage
Complete Home Coverage is the most comprehensive and inclusive plan, providing protection to every system and appliance in your home, from the time of purchase.
With Complete Home Coverage, nearly every major piece of equipment, from the furnace to the pool and spa, has coverage.
Cinch Coverage Exclusions
While Cinch Home Warranty’s coverage plans are relatively comprehensive, there are certain exclusions to the coverage that you must be aware of. These exclusions include:
- Pre-existing conditions: There’s no coverage provided for pre-existing issues or repairs.
- Improper installation and maintenance: Items that have not been installed or maintained according to the manufacturer’s standards will not be covered.
- Acts of God: Damage caused by natural disasters such as floods, earthquakes, or any other destabilizing natural occurrence, animals, or pests.
- Cosmetic damage or routine maintenance or repairs, including damage to flooring or walls.
- Damage caused by homeowner negligence.
- Appliances that had previous repairs made outside of Cinch will not be covered.
Cinch’s Workmanship Guarantee
One of the most significant benefits of Cinch home warranty coverage is the 180-day guarantee the company offers on its workmanship.
This means that if a technician from Cinch performs a service or repair and the appliance or system fails again within 180 days warranty period, Cinch will repair or replace it again, free of charge.
This workmanship guarantee ensures that you receive high-quality repairs the first time and, if not, you have recourse to request another.
How to File a Claim with Cinch
Filing a claim with Cinch is easy. Once you’ve discovered that an appliance or system in your home is not working correctly, you should:
- Access the Claim Center on the Cinch website or mobile app. Alternatively, you can contact their customer service via a phone call to report any issues with your appliance or system.
- Cinch will assign a technician to assess the problem and provide a quote for repair or replacement.
- Once approved, a technician will arrive at your home and carry out the repair, with payment of the repair or replacement cost outlined in your coverage plan.
- Cinch follows up with you after the repair to ensure that everything has run smoothly.
Frequently Asked Questions
How Much Does Cinch Home Warranty Cost?
The cost of Cinch Home Warranty depends on which coverage plan you choose and optional add-ons you might select. However, expect to pay at least $45.99 per month for appliance-only coverage and about $60/month for comprehensive coverage, depending on your particular situation.
How Long Is a Cinch Home Warranty Contract?
Cinch gives the option to choose between the annual and monthly contract options. For the annual option, Cinch’s home warranty contracts are for one year, while monthly contracts have no fixed term of service.
Can You Choose A Service Contractor When Working With Cinch?
While you can’t select your service contractor with Cinch, you can choose a date that fits your schedule for the technician appointment.
Conclusion
Cinch Home Warranty is an excellent investment for any homeowner looking to protect their home and budget.
Cinch offers comprehensive coverage for major home systems and appliances, a straightforward claims process, and competitive pricing compared to other top companies in the industry.
By understanding Cinch’s coverage plans, exclusions, workmanship guarantee, and claims process, you can get peace of mind knowing that you’re in good hands when it comes to protecting your home.
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