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Does Rhino Check Credit? A Comprehensive Guide

Does Rhino Check Credit

Renting a new apartment can often be a complex and overwhelming process, especially when credit checks come into play. 

Many potential renters have questions about whether their credit will be checked, and if so, how it may affect their ability to secure a lease. 

Rhino, a trusted service in the rental industry, aims to simplify the process by offering an alternative to traditional security deposits. 

In this article, we will delve into the topic of whether Rhino conducts credit checks, provide an understanding of their credit check process, and answer frequently asked questions to help you rent confidently.

Does Rhino Check Credit?

When it comes to renting with Rhino, many applicants wonder if their credit will be checked. 

Fortunately, Rhino conducts a soft credit check, which does not impact your credit score. 

This means you can rest easy knowing that applying for Rhino will not adversely affect your creditworthiness. 

Soft credit checks allow Rhino to evaluate your financial history responsibly without leaving a negative mark on your credit report. 

It is important to note that although a credit check is part of Rhino’s approval process, it is not the sole determining factor for approval.

Rhino's Credit Check

Benefits of Rhino’s Credit Check

Promoting Responsible Renting

Rhino’s credit check serves to promote responsible renting practices. By considering an applicant’s financial history, Rhino ensures that both renters and landlords can trust the agreements made. 

This helps to minimize the risk of rental defaults and allows for a greater sense of security for both parties involved.

Better Deals and Offers

Rhino uses credit information to offer better deals to renters. By conducting credit checks, Rhino can assess an applicant’s financial stability and potentially offer lower premiums for the alternative security deposit they provide. 

This is especially advantageous for individuals with strong credit scores and positive financial histories.

Understanding the Rhino Credit Check Process

To provide a deeper understanding of how Rhino evaluates credit and approval, let’s delve into their credit check process:

Factors Considered by Rhino

Rhino takes various factors into account when conducting a credit check. These may include an applicant’s credit score, income level, rental history, and employment status. 

While a strong credit score is beneficial, Rhino understands that credit scores alone may not paint the full picture, so they consider other relevant aspects as well.

The Role of Income and Credit Requirements

While credit plays a significant role in the approval process, Rhino also takes into consideration an applicant’s income and credit requirements. 

This means that even if your credit score is less than ideal, having a stable income and meeting other necessary criteria may still increase your chances of being approved.

Options for Renters with Low Credit Scores

Rhino understands that not everyone may have a strong credit score, and they strive to provide options for individuals in this situation. 

In case your credit check does not meet Rhino’s requirements, they offer the opportunity to apply with a guarantor who meets the credit and income criteria. 

Alternatively, you may provide additional documentation or pay an increased alternative deposit amount to secure your lease.

Fairness and Transparency

Rhino prides itself on its commitment to fairness and transparency in the credit check process

This means they aim to evaluate applicants accurately and offer reasonable alternatives to those who may not meet the traditional credit standards. 

Rhino’s goal is to empower renters and provide opportunities for everyone to find and secure the home they desire.

credit score

Frequently Asked Questions

What credit score do you need to rent with Rhino?

Rhino does not provide specific credit score requirements, as they take into consideration various factors during the credit check process. However, having a higher credit score generally improves your chances of approval and potentially leads to better rental offers.

Does Rhino only rely on credit scores for approval?

No, Rhino takes a holistic approach when considering applications. While credit scores hold significance, Rhino also evaluates factors like income level, rental history, and employment status to assess an applicant’s overall financial responsibility.

How does a soft credit check differ from a hard credit check?

Unlike hard credit checks, which leave a temporary negative mark on your credit report, soft credit checks are conducted without affecting your credit score. Rhino conducts a soft credit check, ensuring that your creditworthiness remains intact during the application process.

Will Rhino’s credit check affect my credit score?

No, Rhino’s soft credit check will not affect your credit score. This allows you to apply with confidence, knowing that your creditworthiness will not be compromised.

Can I still rent with Rhino if I have a low credit score?

Yes, even if you have a low credit score, you may still be able to rent with Rhino. They offer alternative options like applying with a guarantor or providing additional documentation to support your application.

How does Rhino use credit information to offer better deals?

Rhino evaluates credit information to assess an applicant’s financial stability. If you have a strong credit score and a positive financial history, Rhino may be able to offer lower premiums for the alternative security deposit, potentially saving you money.

Is there an alternative for renters with no credit history?

Yes, Rhino understands that a lack of credit history can impact individuals seeking to rent. In such cases, Rhino offers alternative options such as the opportunity to apply with a guarantor or providing additional documentation to support your application.

Tips for a Successful Rhino Credit Check

To ensure a successful credit check with Rhino, follow these tips:

  1. Improve Your Credit Score: Consider taking steps to improve your credit score, such as paying bills on time, reducing credit card balances, and checking for errors in your credit report.
  2. Address Concerns Promptly: If you have concerns about your credit check results, address them promptly with Rhino’s customer support. They may be able to provide further guidance or alternative solutions.
  3. Honesty and Accuracy: When completing your application, ensure that all the information provided is accurate and truthful. Falsifying or withholding information can lead to complications in the approval process.


Understanding Rhino’s credit check process is essential for renters navigating the complex world of apartment rentals. 

By conducting a soft credit check that does not impact your credit score, Rhino aims to provide a fair and transparent approval process. 

With Rhino, you can feel confident knowing that your creditworthiness is evaluated responsibly, and various factors are considered during the application process. 

Take advantage of Rhino’s services to rent with confidence and enjoy a seamless renting experience.