Pet parents know how costly veterinarian bills can be. Most pet owners have likely had to shell out money for unexpected healthcare for their pet.
Eusoh (pronounced “You-so”) is not like most pet insurance. Eusoh isn’t really pet insurance at all!
Instead, it is a community-based costs-sharing model that aims to pick up where other pet insurance companies fall short. Eusoh has a comprehensive illness, accident, and wellness community pet health plan for both dogs and cats.
So, is Eusoh the new best answer to pet health coverage? Read this Eusoh review to get our take.
Eusoh Review: Overview
Eusoh pet insurance is really a pet insurance alternative. They offer coverage for a fraction of the cost of traditional pet insurance. With this pet insurance company, community members join groups and directly fund each other’s veterinary costs such as surgery, emergency care, or any other kind of vet bill.
It’s a community health sharing plan that gives reimbursement for your pet’s vet bills, injury, illness, and routine care expenses.
Instead of handing over set premiums like with a traditional pet insurance policy, pet owners only pay for their community’s actual cost of care. Since Eusoh doesn’t keep any of these funds, the company does not profit by denying reimbursements or vet expenses.
With a monthly subscription fee, cat and dog parents can get access to pet healthcare in a way that differs from most pet insurance policies. Pet lovers tend to love Eusoh Inc. for many reasons, including their low-cost flat rate membership fee, low deductible, and wellness coverage options that help take care of vet bills.
Want to learn more about Eusoh and see why they are unlike other pet insurance providers? Just read on to find out all you need to know about Eusoh pet insurance.
Eusoh Review: How Does Eusoh Work?
Pet parents first sign up for Eusoh, then join a community group. Groups can contain anywhere from 10 to 400 members. You will be able to see each community’s average reimbursement and expenditure before you decide to join a group.
Once a community accepts you, you will need to go through a 30 day waiting period. After this, you will be able to submit any expenses to the group for up to 80% reimbursement and there are no restrictions on which vet you can see.
Unlike traditional pet insurance, Eusoh doesn’t have a complicated policy that requires going through with a fine-tooth comb. Additionally, you will not be bound to a long list of restrictions.
Eusoh has a searchable guide that allows you to see exactly what is covered by the community and what amount of coverage you can expect.
The total expenses that are reimbursed are then calculated at the end of each month and distributed amongst the group members.
Eusoh Review: What’s Included with Eusoh?
Eusoh pet insurance includes things traditional insurance may not offer when it comes to health care for your pet. Let’s take a look at what Eusoh group members can benefit from.
- Wide Coverage
- Reimbursement for any Veterinarian
- Set Rates
Eusoh Review: Wide Coverage
Due to the fact that Eusoh is different from most pet insurance companies because of its community group-based model, pet parents will find that Eusoh offers more comprehensive coverage than most pet insurance plans out there.
The Eusoh pet policy covers all of the following:
- Check ups
- Hereditary conditions
- Congenital conditions
- Prescription medications
- Alternative treatments
- Wellness care
The care coverage that Eusoh provides covers much more than traditional pet insurers might. Because members share the cost of treatments and only pay a monthly subscription fee along with a one-time annual deductible, costs are often much less than with traditional pet insurance.
Eusoh Review: Any Veterinarian
Another great feature of Eusoh is that pet parents can use any veterinarian to get wellness care for their pet. Unlike traditional insurance, which limits coverage to vets in their network, the community-based model offers more flexibility for pet parents who may prefer a specific vet.
You will simply visit a veterinarian of your choice and pay for the services upfront. You will then submit both your invoice from the vet and your receipt to the Eusoh community and receive reimbursement based on the national average cost (this includes variance that accounts for differences in pricing across the country).
Eusoh Review: Set Rates
The best thing about Eusoh? There are no pesky premiums to pay monthly. Instead, you will simply pay your monthly membership fee and a one-time deductible of just $250 per year.
Additionally, Eusoh members are asked to put down an additional $48 deposit that is refilled at the end of each month. Eusoh determines how much each member needs to top up by taking the entire cost of wellness care for the whole group during that period and dividing by the number of members.
This is how the member share cost model works; everyone will pay the same no matter what the cost of the bills they submitted for that month was.
Eusoh Review: Is Eusoh Pet Insurance Legit?
Eusoh pet insurance is absolutely legit. Pet owners can rest assured knowing that the community structure will help take care of vet expenses.
Community members are guaranteed reimbursement as long as the expenses they submit meet the required guidelines. For example, members must submit an invoice and receipt to be eligible for any reimbursements.
Customers who have used the service report that they have indeed been reimbursed for their claims which they submitted to the Eusoh community. We did not find any reports of legitimate claims which met Eusoh requirements not being paid.
Eusoh Review: Eusoh Cancellation Policy
Eusoh is easy to cancel if you are unhappy with the service.
According to the Eusoh website, you simply need to cancel your subscription at least five days prior to the next billing cycle, which starts on the first day of the next calendar month. Otherwise, you will be charged a renewal fee for that month.
Eusoh Review: How Much Does Eusoh Cost?
There is a monthly subscription fee of $17 per pet.
Additionally, members must maintain a deposit of $48. The deposit must be kept at $48 in order to help other pet parents with their expenses. Eusoh says the average monthly payment runs at about $40 and won’t go over $65 total including the monthly subscription fee.
On top of the monthly fees, an annual deductible oAn annual deductible of $250 applies in addition to a 20% member share for any submitted expense (this is why the reimbursement is 80%).
The annual deductible is in effect as soon as you join a community group. After the amount is met, you will be eligible for reimbursement.
Members can sign up more than one pet; however, each animal will have their own separate monthly subscription fee, deposit, and deductible owing.
Eusoh Review: Reimbursement
The maximum reimbursement amount per year is $8,500, which is fairly high compared to other alternative pet insurance plans. Eusoh calculates reimbursement based on average costs for procedures that are listed in Eusoh’s Procedure Guide, taking into account the difference in costs in various regions across the country.
Eusoh Review: Pros and Cons
There are both pros and cons that come along with using Eusoh for pet insurance. Let’s take a look at them now.
- Upfront pricing model
- Multiple wellness options
- No high monthly premiums
- Surgery and injury are covered
- Reimbursement for most medical conditions
- An alternative pet insurance provider
- Money-back guarantee
- Reimbursement up to 80% for care expenses
- No age limits
- Great customer service
- No coverage for pre-existing conditions
- 30 day waiting period
- Not all pets are covered (only dogs and cats)
Eusoh Review: Is Eusoh Right for Me?
Most pet owners can benefit from the type of insurance that Eusoh provides. If you are unhappy with your traditional insurance company and want an alternative type of coverage for your pets, then Eusoh very well may be a good choice for you.
The company sets itself apart from other pet insurance companies with its costs-sharing model that helps people with pets cover the costs of health care for their furry family members.
While Eusoh covers many treatments and conditions, it should be noted that pre-existing conditions are not covered. This means if you have a pet (or pets) with a pre-existing condition, you will need to find another insurer in order to receive coverage.
Additionally, the service Eusoh provides can be of great advantage to those who prefer to use a vet of their choosing. Many other pet insurance plans won’t cover costs for vets outside of their network. For this reason, Eusoh is one company that excels where other pet insurance companies fall short.
Eusoh is an excellent alternative for people who wish to get some help with the costs associated with veterinary care but don’t wish to use a traditional pet insurance company. Since traditional insurance often has many restrictions and can be limiting in the types of coverage it provides, Eusoh may be a good choice for anyone looking who owns a dog or cat.
Eusoh Reviews by Members
Reviews for Eusoh are mostly positive. According to the Eusoh website, they are rated 9/10 or above on a number of pet insurance review and consumer sites.
Additionally, the Facebook customer reviews for Eusoh show the company in a good light. Most reviewers report excellent customer service and say that reimbursement requests are paid quickly.
Let’s take a look at what some Facebook reviewers have to say about the service.
Tammy Vogel wrote,
“I’ve been a member of Eusoh for a bit more than a year. The service has been excellent. Reimbursement requests have been reviewed and paid quickly. I would highly recommend.”
Facebook user George Fischer reviewed Eusoh by saying,
“Great company with a unique alternative to insurance. Would recommend to my friends and family who have pets. If you’re on the fence, give them a try!”
Shajdad Javaheri said,
“Great site their service is very affordable and convenient. Much better than traditional Ins. Strongly recommended.”
It appears that the majority of customers are very pleased with Eusoh and consider it a great option when it comes to health care coverage for their pets.
Final Review: Is Eusoh Worth It?
Owning a pet can be quite expensive, however, with Eusoh you may be able to cut down on those expenses. As a great, community-driven alternative to pet insurance, Eusoh helps pet owners get the coverage they need at an affordable price.
With Eusoh, members can say goodbye to high monthly premiums, large deductibles, and payout limits. Eusoh has a set rate, fair-priced membership model that provides access to a community of like-minded people who all help to cover those costly vet bills.
When you join Eusoh, you can enjoy simple terms and get access to coverage for your pets. With the community cost-sharing model, you will be able to get reimbursement for your pet’s medical bills that traditional insurance may not cover.
The bottom line? Eusoh seems to be an excellent alternative for pet insurance and can benefit pet parents in many ways.