Investing Daily has several services under its brand, but Personal Finance is the publisher’s longest-running service with a 44-year run. Our Investing Daily Personal Finance review takes a deep dive into this legendary service and tells you if it’s worth your time.
Investing Daily Personal Finance Review: Overview
Personal Finance is a top-tier research and options trading advisory service under the direction of Jim Fink, a 20-year options veteran with more than $5 million worth of personal profits under his belt.
While just this monthly advice is enough to help you navigate the markets, the service provides you so much more.
Under Jim’s steady hand, Personal Finance targets low-key opportunities with a simple options trading system that anyone can learn quickly.
This balanced approach has helped the service amass tens of thousands of subscribers throughout its four-decade-plus run.
In fact, Jim says his system is so simple and steady that it’s almost boring.
However, these consistent, small-ball gains add up to significant wealth over time.
What Investing Daily Personal Finance Has to Offer
To help you on your way, Jim Fink sends you weekly trade recommendations and alerts, which are backed by a guru with real-world investing experience.
This is like your roadmap to the market, and it’s updated every week.
Jim also keeps you updated on the latest market-moving news, so you’ll always be ready for what the market throws at you next.
Under the latest deal, you also get a slew of bonus materials when you join.
Stay tuned because we’re looking at the latest deal fully in our Investing Daily review.
First, though, we’ll be starting with our Jim Frank review.
Jim Fink Review
Jim Fink is an investment analyst for Personal Finance.
He also runs two more services under the Investing Daily banner: Jim Fink’s Options for Income and Velocity Trader.
Fink has been a hard-working dynamo since his college days.
He has a bachelor’s degree from an Ivy League university — Yale, to be exact.
After Yale, he obtained a master’s degree from Harvard’s prestigious Kennedy School of Government, a law degree from Columbia University, and an MBA from the University of Virginia’s Darden School of Business.
That’s an impressive array of degrees for any office wall.
Clearly, Fink is a smart cookie, but how are his trading credentials?
Jim Fink’s Trading Track Record
As you may have guessed, Jim Fink’s trading track record is equally as impressive as his credentials.
Jim started trading options more than 20 years ago, and he got so good at it that he decided to do it full-time.
Jim Fink is also chief investment strategist for both Jim Fink’s Options for Income as well as Income and Velocity Trader.
After he attended business school, Jim started trading options full-time, and the rest is history.
He’s not the most prominent financial influencer, but you can find quite a few positive Jim Fink reviews online if you take the time to look.
In addition, many of his followers speak very highly of him.
Now, Jim Fink has settled into his role as a research guru, and Personal Finance’s popularity is a testament to his stock-picking skill.
Now that you know more about Jim Fink, let’s go into our Investing Daily review.
Investing Daily Review
Our Investing Daily Personal Finance review wouldn’t be complete without a look at the company.
Investing Daily publishes Personal Finance and several other premium research services, including Mayhem Trader and Options for Income.
This service is one of the OG’s of the research space.
As we mentioned before, Personal Finance has been going strong for 44 years.
Here are other subscriptions that Investing Daily has to offer:
- Velocity Trader
- Options For Income
- Real World Investing
- Wealth Society
- Utility Forecaster
- The Complete Investor
- Radical Wealth Alliance
- Real World Investing
- Wealth Society
Investing Daily Reviews
We couldn’t find any specific InvestingDaily.com reviews, but the general online sentiment surrounding the company is positive.
Investing Daily’s second-oldest service, Utility Forecaster, has also had an impressive 29-year run.
That type of stability is a rare sight in the retail research industry.
An unreputable or ineffective service would have a tough time staying around for that amount of time without frequently rebranding itself.
Resultantly, they adhere to the U.S.’s staunch consumer protection and ethics regulations, so you can join with the assurance you’re dealing with a trustworthy company.
Investing Daily is clearly doing something right with a multi-decade track record of success, and Personal Finance is the company’s longest-running premium service.
That’s a tough combo to beat.
Investing Daily Personal Finance Review: What’s the Deal?
Personal Finance has a few subscription tiers, but here’s an overview of what’s included with the best package.
- Personal Finance Newsletter
- My Options Strategy Manual
- Your First ‘Easy-Start’ Options Trade
- Bonus Reports
- The Biggest Legal Loophole in the IRS Tax Code
- My Quick-Start Online Video Program
- How to Buy Stocks at a Discount
- Comprehensive money-back guarantee
Investing Daily’s Personal Finance Newsletter Review
The Personal Finance newsletter is the crux of the service.
This is where you can find the latest trade recommendations and the week’s biggest market-moving news.
Unlike many competitors that simply follow the latest trends, Personal Finance scours the market for diamond-in-the-dirt stocks.
These under-valued opportunities can sometimes turn around for sharp gains.
More on the Investing Daily Finance Newsletter
Personal Finance’s trading strategies can perform well even when the market is tanking.
During the stock market’s worst crash since 1929, the S&P 500 was in steady decline for about 10 years between 2000 and 2010.
Personal Finance subscribers had the opportunity to gain almost 70% during this historically horrendous period, demonstrating this service’s ability to perform in the worst possible market conditions.
Every week, the Daily Personal Finance Newsletter recommendations have the potential to lead you to regular gains in the options market.
With some practice and a little luck, you could be cashing in every week.
My Options Strategy Manual Review
Under the current deal, you also get access to Jim Fink’s My Options Strategy Manual when you join Personal Finance.
This report is like Fink’s options trading Bible.
Inside, he lays out his options trading system in explicit detail.
You’ll learn everything you need to know to take on the options market.
Fink takes you through his system step-by-step so you can understand the entire process from beginning to end.
With Fink’s Options Strategy Manual, you’ll be making effective options trades in no time.
Your First “Easy-Start” Options Trade
Options trading can be intimidating right out the gate, but it gets a lot easier as soon as you make your first trade.
To help you make the leap, Fink is including a bonus recommendation and trade blueprint with explicit instructions that’ll walk you through the process.
As soon as you sign up, Fink will send you one of his favorite options trade recommendations that you can use right now.
Then, he’ll walk you through the trade, step-by-step.
If all goes well, the entire process takes fewer than 9 minutes to complete, so you can get right back to your busy day.
One trade can help dispel your options trading anxiety for good, and this guide makes it easy to get your feet wet in the options market.
Profit Switch’s latest offer breaks down the subscription into one or two-year packages.
The previous reports are included with both deals, but you’ll need to opt for the two-year membership to get these two reports:
My Quick-Start Online Video Program
Fink’s comprehensive quick-start video program draws on 20-plus years of trading experience.
This course covers all of Fink’s most powerful options trading secrets and shows you how to put them to work in your portfolio.
These same strategies helped Fink make millions by trading options for consistent income.
Best of all, it’s simple enough for novice beginners to pick up quickly.
If you attend these courses and pay close attention, you will have tons of new trading techniques to add to your repertoire.
How to Buy Stocks at a Discount
You can also get an additional bonus report if you upgrade to the two-year subscription package.
How to Buy Stocks at a Discount is a companion report to the Quick-Start video program, and it covers a ton of information that can help you quickly pick up the system.
The report explains how you can buy stocks at meaningful discounts to their current market rates.
This is an easy way to save money every time you buy into a stock.
Saving just a few percentage points on your stock purchases can add up to a big difference over the long run.
Money-Back Guarantee Review
Personal Finance has a remarkably strong money-back guarantee policy that should assure any remaining skeptics of this service’s credibility.
Most research services only give you 30 days to test them out, but Investing Daily goes a lot further.
With Personal Finance, you’re covered for 90 full days under their 100% money-back guarantee.
Best of all, there’s no fine print.
All you have to do is give the customer service department a call, and they’ll refund your entire description.
Even after the 90-day guarantee expires, you can still cancel and get a prorated refund for the remainder of your subscription.
Quite frankly, that’s unheard of in the research service space.
The fact that Investing Daily offers such a robust protection policy with Personal Finance is a true testament to its belief in the product.
You can buy Personal Finance with confidence because you’re covered with one of the best satisfaction guarantees in the business.
Investing Daily Personal Finance Reviews by Customers
We found a few Investing Daily reviews to give you a better idea of what customers are saying.
The service doesn’t have a profile on Trustpilot or any of the other mainstream review sites we could find, and we couldn’t find a lot of official InvestingDaily.com reviews either.
However, we managed to find some investing daily reviews from across the internet:
“Well, I am receiving an average of >40% return on my investment advised by investing daily experts. This is much improved over my previous adviser with less overall fees. Moreover, the information shared with the services provide excellent insight and tools to evaluate recommendations. Anything worth having does take some work.” – Anonymous Visitor, RepDigger (Accessed Jun. 2021)
Another Personal Finance review reads:
“Jim Fink is extremely thorough in describing his recommended trades and the rationale for his recommendations. If an option is prematurely assigned, his people are very responsive in assisting his subscribers in “fixing” their problem. I am delighted with the service, support, and results.” – Kenzo, StockGumShoe (Accessed Jun. 2021)
Is Personal Finance Right for Me?
Personal Finance is a respected member of the research community.
It has a lengthy track record of performance, and it’s earned a loyal following among its users.
A balanced research service like this has wide appeal, so it’s a good all-around fit for just about anyone.
However, it’s a particularly excellent option if you fall into the following categories.
Interested in Options
So, you want to learn how to trade options?
If so, this could be your best… option.
It’s a relatively simple system compared to some of the super-complicated strategies favored by less reputable competitors.
Personal Finance’s system is so easy that even a total beginner can learn it comparatively quickly.
Seasoned Stock Pickers
Stocks are just the beginning of the investing rabbit hole.
Options give you access to a whole new world of sophisticated trading strategies.
Unfortunately, if you’re an advanced stock trader, you’re missing out on a lot by not trading options.
With Personal Finance, you’ll be slinging puts and calls in no time.
Options can be VERY risky if they’re not utilized properly.
It’s one of the reasons many people avoid them.
Fortunately, Personal Finance takes a balanced approach to options trading.
Instead of trying to knock the ball out of the park on every trade, Personal Finance shows you how to make consistent profits from predictable fluctuations in the stock market.
The premium package includes a wealth of additional resources that are particularly valuable for beginners.
Fink’s reports give you an end-to-end introduction to options trading.
They also include information that can minimize your tax costs, sharpen your stock-picking skills, and more.
Investing Daily Personal Finance Review: Pros and Cons
Like any service, Personal Finance has its ups and downs.
Here are the best and worst aspects we could find about the service in our Personal Finance Review.
Investing Daily Personal Finance Pros
- Affordable price point
- Robust educational component; perfect for beginners
- Includes weekly market updates and trade recommendations
- A balanced strategy that emphasizes small, consistent gains
- Provides a step-by-step walkthrough of the entire options trading process
- Investing Daily’s Personal Finance newsletter is top-notch
- Multiple subscriptions tiers give you the freedom to get what you need and nothing more
- Premium includes both print and digital copies of Personal Finance
- Access your Personal Finance dashboard from anywhere from your phone
- Bonus report includes detailed information on an INSANE tax hack
- One of the best money-back guarantees in the industry
Investing Daily Personal Finance Cons
- Limited focus, options only
- It could be too tame for aggressive risk profiles
Investing Daily Personal Finance Review: How Much Does Personal Finance Cost?
You can sign up for Personal Finance under a one-year or two-year subscription.
But you won’t get all the bonuses mentioned in this review unless you opt for the two-year deal.
A one-year subscription to Personal Finance usually costs $99.
With a limited-time deal, however, the cost can be as low as $39, and a two-year subscription costs $78.
This is an absolute steal when considering the price of other Investing Daily subscriptions, which can go as high as $5,000.
Difference Between Personal Finance Subscriptions
A one-year subscription includes the Quick-Start video course or the How to Buy Stocks at a Discount bonus report.
If you’re interested in either of these two bonus add-ons, you should look into the two-year deal.
The two-year deal affords you some additional bonuses, but the prices are proportionate to the one-year option.
Is Investing Daily Personal Finance Worth It?
We haven’t run into many research services with this long of a track record.
The one-year membership is a fair value at just $38, but you will miss out on the last video series and How to Buy Stocks at a Discount bonus report unless you go for the $78 two-year option.
At $39 per year, Personal Finance’s price tag is slightly lower than many competitors.
So, you get a lot of value with this deal.
Personal Finance’s research is top-notch, and its bonus reports are extremely informative.
However, what really sets Investing Daily apart is its solid satisfaction guarantee.
Investing Daily’s 100% refund policy covers you for 90 days from your purchase date.
That’s three times longer than what one typically sees in the industry.
After the 90-day cutoff, you can still cancel at any time for a prorated refund for the rest of your subscription term.
Quite frankly, that’s unheard of, and it’s a testament to Investing Daily’s commitment to its product.
All things considered, this is an excellent service, and you get a ton of value for your dollar.
In our opinion, this service is well worth the cost of admission.
Investing Daily Personal Finance Review: Final Verdict
Investing Daily is an excellent service with a lot to offer for stock market veterans and novices alike.
You’ll discover tons of options trading knowledge in these reports.
This stuff goes well beyond what you could learn from perusing the internet, and it’s well-organized so you can pick it up quickly.
Adding options to your arsenal could greatly expand your financial firepower.
Best of all, Fink’s system is designed to produce consistent weekly gains, so you could cash in every week if you play your cards right.
With one of the best money-back guarantees in the research business, what do you have to lose?
At worst, you can return it within 90 days for a full refund.
You can even keep the bonus materials!
With packages starting at $39, Personal Finance is within reach for even the tightest investing budget.
If you want to learn how to trade options, Personal Finance checks all the boxes.
It has an excellent reputation, an unbeatable satisfaction guarantee, a proven track record, and an affordable price point.
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