Monthly dividend stocks can be a great way for people to turn consistent cash flow into a practical investing strategy.
These companies stand out because they reward shareholders monthly rather than quarterly. For income-focused and long-term investors, that steady rhythm offers a smoother, more predictable source of returns.
In this article, we will look at the eleven best monthly dividend stocks for 2025 across several categories, including safe, high-yield, REIT, and growth opportunities.
TL;DR: Top Monthly Dividend Stocks to Add
- STAG Industrial, Inc. (NYSE: STAG) – Industrial REIT focused on warehouses.
- AGNC Investment Corp. (NASDAQ: AGNC) – Mortgage REIT with high monthly yield.
- EPR Properties (NYSE: EPR) – Experiential real estate REIT in entertainment and leisure.
- Realty Income Corporation (NYSE: O) – Known as The Monthly Dividend Company.
- ARMOUR Residential REIT, Inc. (NYSE: ARR) – High-yield agency mortgage REIT.
- SL Green Realty Corp. (NYSE: SLG) – Manhattan office REIT with monthly payouts.
- Agree Realty Corporation (NYSE: ADC) – Reliable retail property REIT with steady growth.
- LTC Properties, Inc. (NYSE: LTC) – Healthcare REIT focused on senior housing.
- Dynex Capital, Inc. (NYSE: DX) – Mortgage REIT with steady monthly income.
- Gladstone Commercial Corporation (NASDAQ: GOOD) – Net-lease REIT with consistent dividends.
- Main Street Capital Corporation (NYSE: MAIN) – BDC investing in U.S. private companies.
What Are Monthly Dividend Stocks?
Monthly dividend stocks are companies that distribute profits to shareholders every month rather than quarterly.
Most operate in sectors built for income stability, such as real estate investment trusts (REITs) and business development companies (BDCs).
The benefit is clear. Regular monthly payments help investors manage cash flow, reinvest dividends sooner, and compound wealth faster. They are particularly attractive to retirees or anyone seeking consistent passive income.
However, investors should still evaluate risk. Many monthly payers are sensitive to interest rate changes or operate in highly leveraged industries.
The best picks balance yield with financial discipline and long-term sustainability.
Best Monthly Dividend Stocks
STAG Industrial, Inc. (NYSE: STAG)
Overview
STAG Industrial is a U.S. real estate investment trust that owns and operates single-tenant industrial properties.
Its portfolio covers more than 600 buildings across over 40 states, giving it strong geographic diversification.
The company focuses on warehouses and distribution centers that support e-commerce and manufacturing, two areas that continue to expand steadily.
As a monthly dividend payer, it has built a reputation for reliability.
The trust’s long-term leases with creditworthy tenants create stable cash flow, which helps support consistent distributions even in uncertain markets.
Growth Catalysts
Demand for industrial real estate remains strong as businesses continue to shorten delivery times and increase storage capacity closer to consumers.
The ongoing shift toward online shopping keeps warehouse space in high demand.
The company’s disciplined acquisition strategy also adds long-term value by targeting properties with room for rent growth and strategic locations near major transportation hubs.
Conclusion
STAG offers dependable monthly income supported by a stable and diversified portfolio. It benefits from structural trends that continue to drive industrial property growth in the U.S.
For investors seeking a mix of consistency and moderate expansion potential, it remains a solid choice for 2025 and beyond.
AGNC Investment Corp. (NASDAQ: AGNC)
Overview
AGNC Investment Corp. is a mortgage real-estate investment trust that concentrates almost exclusively on agency residential mortgage-backed securities (MBS) guaranteed by U.S. government-sponsored entities.
The company is internally managed and has built a reputation for delivering monthly dividend payouts, making it a frequent choice for income-oriented investors.
Its business model centers on earning the difference between asset yields and financing costs, and it emphasizes disciplined risk management in its portfolio of prime agency MBS.
Growth Catalysts
Because AGNC specializes in agency-backed MBS, it’s able to deal with significantly less credit risk. If interest-rate conditions favorable to such spreads persist or rates stabilize, the company’s structure offers potential for attractive income.
The experienced management team has navigated prior rate cycles, and the firm highlights depth of expertise in the MBS arena.
These factors give it an edge in a scenario where income stability is important and monthly payouts are valued.
Conclusion
For investors seeking a monthly paperwork-friendly income stream and comfortable with yield-driven choices, AGNC presents a compelling opportunity.
It is higher risk than a traditional REIT because it is rate-sensitive, but for those willing to follow interest-rate developments, it can anchor an income-focused portfolio.
EPR Properties (NYSE: EPR)
Overview
EPR Properties is a real estate investment trust that specializes in experiential properties, including theaters, ski resorts, water parks, and family entertainment centers.
It provides folks with exposure to leisure and recreation assets, which generate steady cash flow through long-term leases.
Despite coming from an unconventional sector of the real estate market, the company has faithfully paid out monthly dividends for years.
EPR has steadily diversified its property base beyond theaters, focusing on high-quality tenants and unique locations that draw consistent traffic.
Growth Catalysts
Consumer preferences continue to shift toward experiences over goods, which benefits EPR’s portfolio. Its properties serve operators in sectors that cater to this lifestyle trend.
The company’s focus on long leases and inflation-adjusted rent increases adds predictability to its income stream.
Conclusion
EPR offers monthly income combined with exposure to entertainment and recreation.
For investors who want diversification beyond traditional real estate, it represents a unique balance of yield, resilience, and growth potential.
Safe Monthly Dividend Stocks
Realty Income Corporation (NYSE: O)
Overview
Realty Income Corporation is widely known as “The Monthly Dividend Company.” As a large U.S. REIT, it owns and manages thousands of properties under long-term net leases across varied industries.
Because tenants cover maintenance, taxes, and insurance under these lease terms, the company’s cash-flow profile is more predictable.
It has declared hundreds of consecutive monthly common stock dividends and has a strong reputation for consistency in income delivery.
Growth Catalysts
The strength of Realty Income lies in its diversified tenant base and geographic footprint.
By leasing to national brands and investing prudently, it supports ongoing dividend stability. Its disciplined capital-allocation model and history of incremental dividend increases make it attractive for investors looking beyond yield alone.
The long-term lease structure gives it resilience in changing economic conditions.
Conclusion
For many income investors, Realty Income stands out as a dependable monthly payer with a track record and business model built for longevity.
While returns might not soar as high as speculative plays, its steady income and diversification make it a core asset in a monthly-income strategy.
ARMOUR Residential REIT, Inc. (NYSE: ARR)
Overview
ARMOUR Residential REIT invests in residential mortgage-backed securities that are guaranteed or issued by U.S. government agencies.
The firm’s strategy focuses on earning income through interest spreads, while protecting its portfolio with active hedging.
Its monthly dividend policy has helped it stand out among mortgage REITs that typically pay quarterly.
ARMOUR operates in a complex market, but its commitment to paying regular dividends has made it a favorite for investors seeking predictable income.
The company’s management team prioritizes capital preservation and disciplined leverage, two critical factors in maintaining stability through changing rate cycles.
Growth Catalysts
If interest rates begin to ease in 2025, spreads between borrowing and investment yields could widen, supporting stronger profitability.
Its focus on agency-backed securities reduces default risk, offering a degree of safety compared with non-agency peers.
Continuous portfolio rebalancing gives the firm flexibility to adapt quickly to macroeconomic changes.
Conclusion
ARMOUR’s steady dividend history and focus on risk control make it an appealing choice for investors comfortable with mortgage REIT dynamics.
It provides an elevated income stream and a monthly payment cadence that aligns with the goals of income-focused portfolios seeking regular cash flow.
Monthly REIT Dividend Stocks
SL Green Realty Corp. (NYSE: SLG)
Overview
SL Green Realty Corp. is one of the largest office property owners in New York City. Its focus remains on owning, managing, and repositioning high-quality office buildings in prime Manhattan locations.
The company introduced monthly dividends to attract income investors seeking steady payouts from a real estate name with significant long-term assets.
While the broader office market has been under pressure, SL Green has continued to manage its portfolio actively, balancing debt reduction with selective asset sales and property upgrades.
The company’s experience navigating past real estate cycles has helped it stay resilient amid market transitions.
Growth Catalysts
Improving leasing trends in major metro areas, along with New York’s steady return-to-office momentum, could help stabilize occupancy levels.
The firm’s plan to streamline operations and focus on core assets provides a path toward maintaining dividend stability. Its strong asset base and liquidity management also support future growth.
Conclusion
SL Green offers a mix of monthly dividends and turnaround potential. It’s best suited for investors willing to tolerate short-term volatility in exchange for exposure to valuable real estate in one of the world’s most sought-after property markets.
Agree Realty Corporation (NYSE: ADC)
Overview
Agree Realty owns and develops retail properties leased to major national tenants under long-term net leases.
The company’s portfolio includes essential retailers such as Walmart, Dollar General, and Tractor Supply, which provide steady rent income even in slower economic cycles.
Its transition to monthly dividends in 2021 reinforced its image as a dependable income REIT.
With a well-diversified portfolio across multiple states and industries it provides investors with both stability and reliable cash flow.
Its conservative balance sheet and high occupancy rates reflect strong management discipline.
Growth Catalysts
The continued strength of essential retail, especially discount and grocery chains, keeps demand for its properties high. A consistent pipeline of new development projects and acquisitions provides room for expansion, while long-term leases protect revenue.
The company’s methodical growth strategy supports its monthly dividend reliability.
Conclusion
Agree Realty offers steady income from a resilient sector. Its conservative management, dependable tenants, and focus on necessity-based retail make it a strong choice for investors who value monthly cash flow with low risk.
Best Monthly Dividend Stocks With High Yield
LTC Properties, Inc. (NYSE: LTC)
Overview
LTC Properties focuses on senior housing and healthcare facilities throughout the U.S.
The company invests in long-term care and assisted living facilities, benefiting from steady demand driven by an aging population.
Unlike other stocks on this list, its monthly dividend schedule provides investors with consistent income exposure to the healthcare real estate sector.
LTC partners with experienced operators across different regions, helping reduce tenant concentration risk.
Its management takes a measured approach to acquisitions and lease agreements, supporting portfolio stability.
Growth Catalysts
The growing need for senior living and medical care continues to support long-term demand for its properties.
Population trends remain favorable, with older adults representing an expanding share of the U.S. demographic profile.
LTC’s focus on high-quality tenants and properties ensures it remains well-positioned to benefit from these shifts.
Conclusion
LTC Properties is a dependable monthly payer supported by one of the most durable long-term trends in real estate.
It’s a strong fit for investors seeking steady income and exposure to demographic-driven growth without taking on excessive risk.
Dynex Capital, Inc. (NYSE: DX)
Overview
Dynex Capital is a mortgage REIT that invests in both agency and non-agency mortgage-backed securities.
The company has been in operation for more than 30 years and is known for its disciplined approach to portfolio management while maintaining a monthly dividend since 2019.
Dynex combines careful risk management with a flexible investment strategy, allowing it to adjust to changing interest rate conditions.
This adaptability has helped the company maintain a steady payout record across different rate environments.
Growth Catalysts
As interest rate pressures ease, mortgage spreads could improve, giving the firm an opportunity to increase earnings.
Its mix of agency and non-agency investments provides balance between safety and yield potential.
The REIT’s conservative leverage and experienced management add further stability to its operations.
Conclusion
Dynex Capital remains a solid choice for investors seeking high income with reasonable risk control.
Its monthly dividend schedule, strong management team, and flexible investment approach make it a respected name among mortgage REITs.
Best Growth Monthly Dividend Stocks
Gladstone Commercial Corporation (NASDAQ: GOOD)
Overview
Gladstone Commercial is a diversified net-lease REIT that owns industrial, office, and retail properties across the U.S.
The company focuses on long-term leases with reliable tenants, generating consistent rental income that supports its monthly dividend payments.
It has maintained its dividend for more than a decade, highlighting its commitment to steady returns.
The firm’s portfolio strategy emphasizes diversification by tenant type, location, and industry, reducing exposure to any single sector or region. This balance helps preserve stability even during uneven economic cycles.
Growth Catalysts
The ongoing shift toward industrial and logistics properties supports future expansion.
Gladstone’s management has been strategically repositioning its portfolio toward sectors with higher long-term demand, including warehouse and distribution spaces.
The combination of diversification and conservative financing underpins dividend security.
Conclusion
Gladstone Commercial provides consistent monthly income with moderate growth potential.
For investors seeking steady cash flow from real estate without heavy concentration risk, it offers a well-rounded addition to an income-focused portfolio.
Main Street Capital Corporation (NYSE: MAIN)
Overview
Main Street Capital is a business development company that provides equity and debt financing to U.S. small and mid-sized businesses.
The firm generates returns from interest income and equity gains, distributing consistent monthly dividends to shareholders.
It is known for its conservative underwriting, experienced management, and disciplined investment process.
Main Street’s structure allows investors to participate indirectly in the growth of private companies, an asset class often inaccessible to individual investors.
Its hybrid debt-and-equity model creates both steady income and potential for long-term appreciation.
Growth Catalysts
Strong deal flow and a well-diversified investment portfolio support consistent earnings.
The company regularly pays supplemental dividends when profits exceed expectations, rewarding long-term shareholders.
As private credit and direct lending continue to expand, it remains positioned to benefit from growing demand.
Conclusion
Main Street Capital delivers dependable monthly income and measured growth potential.
Its combination of quality management, consistent distributions, and access to private markets makes it one of the most respected names in the BDC space.
Should You Buy a Monthly Dividend Stock?
Monthly dividend stocks can be beneficial to any investment portfolio, providing a consistent income stream that can help investors meet their financial goals.
Most publicly traded companies offer quarterly dividends, making a monthly dividend stock relatively rare. However, they offer unique advantages, especially for those seeking regular income.
Benefits of Monthly Dividend Stocks
- Consistent Cash Flow – Monthly dividend stocks provide a steady income stream, which can be particularly beneficial for retirees or individuals relying on their investments for monthly expenses. This regular income can help cover living costs without the need to sell assets.
- Compounding Returns – Reinvesting dividends can accelerate the compounding process, leading to greater long-term wealth accumulation. By participating in a dividend reinvestment plan (DRIP), you can purchase additional shares automatically, increasing their future dividend payouts.
- Smoother Income Stream – Compared to quarterly dividends, a monthly dividend can help smooth out the income stream, reducing the impact of market volatility. This can make it easier to manage budgets and plan for future expenses.
- Increased Flexibility – A monthly dividend stock provides more frequent opportunities to reinvest dividends or use the income as needed. This flexibility can be especially useful in managing liquid money flow and taking advantage of investment opportunities.
Explore more benefits of investing in dividend stocks.
Considerations When Buying Monthly Dividend Stocks
- Payout Ratios – It’s essential to consider the payout ratios of dividend stocks. A high payout ratio might indicate that a company is distributing most of its earnings as dividends, which could be unsustainable in the long term. Look for companies with reasonable payout ratios to ensure the dividend is sustainable.
- Dividend Cuts – Be cautious of companies that have a history of dividend cuts, as this can signal financial instability. Research the company’s financial health, earnings consistency, and cash flow to ensure the dividend is likely to continue.
- Sector Exposure – Monthly dividend stocks are often concentrated in specific sectors, such as REITs and business development companies (BDCs). Diversify your portfolio across various sectors to mitigate risk and enhance potential returns.
How to Build a Monthly Dividend Portfolio
Building a monthly dividend portfolio takes planning, patience, and balance. The goal is to create a steady cash flow without taking on unnecessary risk.
Here are five essential steps to get started.
Start With Reliable Core Holdings
Begin with companies that have strong balance sheets and long records of consistent payouts. Reliable REITs such as Realty Income or Agree Realty make great anchors.
Their predictable rent income and conservative management create a solid foundation for dependable monthly cash flow.
Add Moderate-Yield Stocks for Growth
After securing stability, include moderate-yield names like STAG Industrial or EPR Properties. These provide exposure to sectors such as logistics and entertainment that can offer both steady income and gradual expansion.
Use High-Yield Picks Carefully
Mortgage REITs like AGNC Investment or Dynex Capital can boost income but come with more rate sensitivity. Keep these holdings small to enhance yield without putting your entire portfolio at risk.
Reinvest Dividends Automatically
Reinvesting monthly dividends is one of the easiest ways to grow income over time. Automatic reinvestment allows compounding to work in your favor and steadily increases your share count without additional capital.
Review and Rebalance Periodically
Check your holdings at least twice a year. Adjust positions that have grown too large or become riskier. Rebalancing helps keep your portfolio aligned with your income goals and ensures that monthly payouts remain consistent and sustainable.
Where to Buy Monthly Dividend Stocks
Finding the right platform to buy a monthly dividend stock is crucial for successful investing. Most high-quality monthly dividend stocks are listed on major exchanges like the NYSE and NASDAQ. Here are some popular trading platforms:
Robinhood
Robinhood is a user-friendly trading platform that offers access to a wide range of stocks listed on major exchanges. It provides commission-free trading, making it an attractive option for both new and experienced investors. The platform’s intuitive interface makes it easy to find and invest in monthly dividend stocks.
Webull
Webull is another excellent platform for trading monthly dividend stocks. It offers more advanced tools and features compared to Robinhood, making it suitable for investors who want to perform in-depth research and analysis. Webull also provides commission-free trading and access to real-time market data, helping traders make informed decisions.
Traditional Brokerages
Traditional brokerage firms like Fidelity, Charles Schwab, and TD Ameritrade offer robust platforms with comprehensive research tools, educational resources, and customer support. These brokerages provide access to a wide range of stocks, including monthly dividend stocks, and often offer dividend reinvestment plans (DRIPs).
Final Thoughts
Monthly dividend investing isn’t fading; it’s maturing. What began as a niche income strategy has become a reliable path for investors who prefer rhythm and predictability in their portfolios.
The stocks highlighted above show how monthly payers can deliver consistent income while offering exposure across real estate, credit, and business development.
They aren’t just about collecting dividends, but about building stability that compounds over time.
For retail investors, the goal isn’t to chase the highest yield but to focus on quality and sustainability.
Keeping a balanced mix of safe, high-yield, and growth names helps maintain steady cash flow without overexposing your portfolio to risk.
These monthly dividend stocks serve as a practical way to align investing with everyday financial needs, turning volatility into opportunity through consistent reinvestment and patience.
Best Monthly Dividend Stocks FAQ
Here are answers to some of the most popular questions on monthly dividend stocks.
Are Monthly Dividend Stocks Worth It?
There is no definitive answer to this question as it depends on the individual investor’s circumstances and goals. Monthly dividend stocks tend to be a great way to generate regular income, especially for retirees who rely on their portfolios for monthly income.
They offer consistent flow of revenue and the potential for dividend reinvestment, but it’s essential to evaluate each stock’s financial health and dividend sustainability.
What Stocks Pay a Monthly Dividend?
REITs like AGNC Investment Corp. and ARMOR Residential REIT are great options for monthly dividend payouts. These companies often pay out more in dividends annually than they earn in profits, relying on the continual flow of rent payments from their tenants to sustain dividend payments.
Other sectors with monthly dividend payers include business development companies (BDCs) and certain closed-end funds (CEFs).
How Do Monthly Dividend Stocks Work?
Monthly dividend stocks distribute dividends on a monthly basis instead of the more common quarterly schedule.
For example, if you purchase shares of a stock that pays out $0.50 per share each month, you would receive $6.00 (per share) in dividends over a year. This provides a more frequent income stream compared to quarterly dividends, which would pay out $2.00 per share quarterly for the same annual total.
Can You Live Off Dividends?
While it is challenging to live solely off dividends, it is possible to generate steady income with careful planning. Investing in high-yield dividend stocks can provide a significant portion of your income.
However, it typically requires a substantial investment portfolio and a mix of dividend-paying stocks to ensure sufficient and reliable income to cover living expenses.
Do monthly dividends compound faster?
Yes. Reinvested monthly dividends compound slightly faster than quarterly payments over time.
Are monthly dividends taxed differently?
No. They are taxed the same way as other dividends in the U.S.
Does Tesla Pay Dividends?
No, Tesla does not currently pay dividends. The company prefers to reinvest its profits back into the business to fuel growth and innovation. Many growth-oriented companies, like Tesla, choose to reinvest earnings to expand operations, develop new products, and enter new markets rather than distribute dividends to shareholders.
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