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Does Bass Pro Have a Layaway Plan? Exploring Payment Options and Alternatives

Bass Pro Shops is a popular retailer that caters to outdoor recreation enthusiasts, offering a wide range of products such as camping gear, hunting equipment, fishing tackle, and boats. 

With the wide assortment of products on offer, many customers often look for payment options such as layaway plans to help them manage their purchases effectively. 

But does Bass Pro have a layaway plan? Let’s explore this question and the available alternatives in this comprehensive guide.

Does Bass Pro Have a Layaway Plan?

Unfortunately, the answer is currently no. Bass Pro Shops does not have a layaway plan directly and does not offer payment plans for items purchased in-store or online.

This can be a bit of a shock for those who are used to using layaway at other retailers. For many people, layaway is a convenient way to pay for items over time while avoiding paying interest charges. Bass Pro Shops, however, has not yet offered this option for its customers.

Does Bass Pro Have a Layaway Plan? Things You Should Know

Alternatives to Bass Pro Shops’ Layaway Plan

If you’re looking for an alternative to Bass Pro’s layaway plan, there are options available to help make purchasing easier. Here are a couple of options to consider.

1. eLayaway

eLayaway is a third-party layaway program for online purchases that allows you to purchase items from participating retailers, including Bass Pro Shops. Through eLayaway, you can make interest-free payments toward your purchase over several months, and once it’s paid off, your items are shipped to you.

To use eLayaway, you must first sign up for an account and provide some basic information such as your email, phone number, and shipping address. 

Once your account is set up, you can browse the items available for purchase at Bass Pro Shops and select the ones you want. You’ll then be directed to the eLayaway checkout, where you can set up your payment plan and make your initial payment.

One advantage of using eLayaway is that there are no credit checks or interest charges, making it an ideal payment option for those who may not qualify for financing or credit cards.

2. Financing Options through White River Financial Services

Another alternative to the layaway plan from Bass Pro Shops is to finance your purchase through White River Financial Services, a third-party financing option available at Bass Pro Shops. 

White River Financial Services offers plans with flexible terms and low monthly payments that let you pay for your purchase over time.

To apply for financing through White River Financial Services, you will be required to fill out an application either in-store or online. The application process is quick and easy and typically takes just a few minutes to complete. 

Once your application is approved, you can use your financing to make your purchase at Bass Pro Shops. You can then make your payments according to the terms of your loan agreement.

Pros and Cons of Layaway Plans and Alternatives

Before deciding on a payment option, it’s essential to consider the pros and cons of each. Here’s what you need to know.

Pros of Layaway Plans:

  • Allows you to save up for a purchase over time without having to worry about interest rates or credit checks.
  • Keeps you accountable to a regular payment schedule, which can help you budget more effectively.
  • Provides you with greater flexibility when managing your finances.

Cons of Layaway Plans:

  • Can have restrictions on items available for layaway.
  • May require significant upfront payments, which may not be feasible for some customers.
  • You may need to make regular payments on items that you have not yet received.

Pros of the Alternatives:

  • Does not require significant upfront payments.
  • Provides more flexibility in terms of how much you pay each month.
  • Can be used to purchase a wide variety of items at Bass Pro Shops.

Cons of the Alternatives:

  • May involve interest or fees that can increase the overall cost of your purchase.
  • May be subject to credit checks or other requirements related to financing.

Bass Pro Shops

Other Payment Options at Bass Pro Shops

While layaway may not be an option at Bass Pro Shops, there are other payment options available. Here’s what you can expect when making a purchase at Bass Pro Shops.

  1. Credit and Debit Cards: Bass Pro Shops accepts a variety of payment options, including credit and debit cards.
  2. PayPal: You can also use PayPal to make a purchase from Bass Pro Shops if you prefer not to use a credit card.

Frequently Asked Questions:

Does Bass Pro Shops have layaway on guns?

No, Bass Pro Shops does not have a layaway plan on guns or any other products available for purchase in-store or online.

What are the payment options available at Bass Pro Shops?

Bass Pro Shops accepts a variety of payment options, including credit and debit cards, PayPal, and gift cards.

Does Academy Sports have layaway too?

Yes, Academy Sports + Outdoors offers a layaway plan on most items in-store and online.

Can I use Sezzle for payments at Bass Pro Shops?

No, Bass Pro Shops does not currently offer Sezzle as a payment option.

What is the Bass Pro Shops’ Stretch Your Payments Plan?

The Stretch Your Payments Plan is a financing option available through White River Financial Services that allows customers to pay for their purchases over an extended period.


In conclusion, while Bass Pro Shops currently does not offer a layaway plan, there are alternative options available, including eLayaway and financing through White River Financial Services. 

It’s important to consider the pros and cons of each option carefully before deciding on a payment plan to achieve what works best for you and your financial situation. 

Additionally, explore other payment options at Bass Pro Shops, such as credit/debit cards and PayPal. You can enjoy your purchases and recreational activities without worrying about your finances.