Shopping for outdoor equipment and gear can be pricey, especially if you’re in the market for high-quality items. Sportsman Warehouse offers a convenient layaway plan to help customers afford big-ticket items.
In this article, we’ll explore Sportsman Warehouse’s layaway policy, including the payment options, terms, and benefits of their layaway program.
Does Sportsman Warehouse Have a Layaway Plan?
In short, no, Sportsman’s Warehouse does not offer a layaway plan. The company has not offered a layaway program since 2000.
But fear not! Sportsman’s Warehouse does offer customer friendly ways to manage purchases, including their Explorewards credit cards, and their recent partnership with Sezzle, which allows buy now / pay later purchases.
Let’s look at these options in further detail.
Sportsman’s Warehouse’s Explorewards Credit Cards Explained
Types of credit cards offered
Sportsman’s Warehouse offers two types of credit cards to help customers manage purchases. Credit cards allow a customer to make payments on purchases at a later date, which can ease the difficulty of managing payment for big-ticket items.
Explorewards VISA
The Explorewards VISA card is a full-fledged credit card, offering five reward points for every dollar spent at Sportsman’s Warehouse. It offers two points per dollar spent at gas stations, campgrounds, and home improvement retailers, and one point per dollar spent elsewhere using the card.
The Explorewards VISA card also offers a special reward of 5,000 bonus points redeemable for a $50 gift card when the holder spends $500 outside Sportsman’s Warehouse within 120 days of account opening.
Explorewards Store Credit Card
The Explorewards Store credit card is designed for use only at Sportsman’s Warehouse locations. Like the Explorewards VISA card, it gives five points in rewards per dollar spent at Sportsman’s Warehouse.
Features and Benefits of Both Card Types
Both the Explorewards VISA and the Explorewards Store credit card offer five points per dollar spent at Sportsman’s Warehouse, as mentioned above. Neither card has an annual fee, and neither has a limit on the number of points that can be earned through purchases.
Points earned for both cards can be redeemed for gear, and each qualifies the card holder to receive exclusive deals and special offers from Sportsman’s Warehouse.
It is important to check the Sportsman’s Warehouse website for the terms and conditions of their credit cards, so that you will have up-to-date information and can review the exact details of the credit card agreement.
Benefits of Sportsman’s Warehouse’s Credit Cards
Time to Make Payments
One of the biggest benefits of the Sportsman’s Warehouse credit cards is the time allowed to make payments.
A credit card allows the cardholder to make a payment while putting no cash down. The credit card company sends out a bill for all purchases made on the credit card during a given month. The time between making the purchase and paying that bill is additional time the cardholder gets without having to make any payment.
It is generally advisable to pay the credit card bill on time and in full when you receive it. Otherwise interest will be charged by the credit card company, which will add to the cost of the purchases. This is best avoided..
Reward Points
Both cards allow five points of reward for every dollar spent at Sportsman’s Warehouse. The Explorewards VISA offers an additional two points at gas stations, campgrounds, and home improvement stores, and one point for other purchases.
These points can be redeemed for gear at Sportsman’s Warehouse, helping ease the cost of the cardholder’s purchases.
Buy Now, Pay Later on the Sportsman’s Warehouse Website with Sezzle
Sportsman’s Warehouse has entered into an agreement with Sezzle that allows a buy now, pay later option for purchases made on their website. By using Sezzle, purchases can be made, then paid for in four equal payments over a six week period, with no interest charges.
How to use the Sezzle option
To make purchases at Sportsman’s Warehouse’s website using Sezzle, simply add items to your cart as usual. When checking out, choose the Sezzle option. You will be asked to sign up, if you have not done so before, or to log in. Signing up takes only a few minutes. Then finish the transaction as you normally would.
Your items will be shipped to you, and Sezzle will send you four bills, each for 1/4 of the outstanding amount, spread over a six week timeframe.
Note that Sezzle only does a soft pull on an applicant’s credit report, so there is no effect on credit score. Further, Sezzle does report to credit reporting agencies, so use of Sezzle and making timely payments is an opportunity to build up a positive credit history.
Of course, this also means it is important to make payments on time in order to avoid negative marks.
Frequently Asked Questions
Does Sportsman’s Warehouse offer layaway?
No. Sportsman’s Warehouse previously offered layaway, but has not done so since 2000.
What Alternative Payment Options Does Sportsman’s Warehouse Offer?
Sportsman’s Warehouse offers two types of credit cards, and a buy now, pay later plan through Sezzle.
What is the difference between the two types of credit cards offered by Sportsman’s Warehouse?
The Explorewards VISA card is a full-blown credit card and can be used at other merchants. The Explorewards store card is for use at Sportsman’s Warehouse only. Both cards give five points per dollar spent at Sportsman’s warehouse. The VISA card also gives rewards at other merchants.
What other features and benefits do those cards offer?
Neither card has an annual fee, and both allow the cardholder to earn an unlimited number of points. Points earned on either card can be used for the purchase of gear at Sportsman’s Warehouse, and both cards allow cardholders to receive notifications of exclusive deals and special offers.
Does Sportsman’s Warehouse offer a buy now, pay later plan?
Yes. In partnership with Sezzle, Sportsman’s Warehouse provides a buy now, pay later plan that splits the cost of a purchase into four equal payments across six weeks. Simply select the Sezzle payment option at checkout, login or sign up when asked to do so, and complete the transaction. That’s all that’s necessary to make use of this feature.
Conclusion
Although Sportsman’s Warehouse does not offer a layaway plan, it does offer ways for customers to make payments over time, after the purchase has already been made.
One method is through use of either the two credit cards they offer, the one which is a full-blown rewards VISA card, and the other a store card for Sportsman’s Warehouse only. Both cards offer rewards for purchases at Sportsman’s Warehouse, which can be redeemed for gear.
The other method offered by Sportsman’s Warehouse is a buy now, pay later process through its partnership with Sezzle. By making use of this payment option at checkout, a customer can make four payments for his purchase over the course of six weeks. There is no interest charge.
When using either of these methods, it’s essential to make timely payments and be aware of all conditions, policies, and limitations of the program.