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Independent Vanguard Adviser Review: Is Jeff DeMaso legit?

independent vanguard advisor review
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Looking to get the most out of your Vanguard investments? Financial expert Jeff DeMaso has the analysis and research you need. In this The Independent Vanguard Adviser review, we break down DeMaso’s service and reveal how its assessments could considerably boost your retirement portfolio.

Independent Vanguard Adviser review

What is Independent Vanguard Advisors?

Independent Vanguard Advisors (IVA) is a research service with a resounding 30+ year history. Jeff DeMaso currently leads it after former head honcho Dan Wiener stepped down in 2023.

The platform independently tracks the stylings of Vanguard mutual funds and ETFs for their money-making potential. IVA goes a step further though, helping its members diversify and build portfolios that jive closely with their investment styles.

Subscribers get a slew of tools to do this. First and foremost are five custom-crafted portfolios from Vanguard’s suite of assets ready for investing in. Some have been around for over 30 years.

You’d be right to assume that the longevity of these portfolios means IVA targets long-term gains. It helps members dodge common traps and come out the other side better than before.

IVA also rates over 100 of Vanguard’s favorite mutual funds and ETFs so you don’t have to spend time researching them yourself. That’s just scraping the surface of the content you’ll find here.

I’ll break down all these features in just a bit. First, let’s take a closer look at the man behind it all.

>> Get started now to “recession-proof” your retirement <<

who is Jeff DeMaso photo

Who is Jeff DeMaso?

Jeff DeMaso is the current lead editor and also founder of The Independent Vanguard Adviser.

Before that, Jeff graduated magna cum laude from Tufts University with a B.A. in economics in 2006. He also holds the Chartered Financial Analyst designation.

DeMaso has worn many hats over the years, from intern to CIO at advisory firm Adviser Investments, LLC. Some of that time was spent as research director at a multi-billion dollar investment company.

The last 12 years have found DeMaso right here at IVA. Just last year, his former mentor Dan Wiener stepped down and handed Jeff the reins.

 It’s up to Jeff to carry on IVA’s more than 30-year history as an honest, unbiased voice people can follow.

Is Jeff DeMaso Legit?

DeMaso is not a newcomer to the investment circuit. He’s held some big titles and has been quoted in journals like Barron’s, Kiplinger, Forbes, and The Wall Street Journal.

As one of the founders of Independent Vanguard Adviser, it’s clear he knows his stuff. Citywire named him a rising star of manager research a few years back.

What impresses me most about Jeff DeMaso is that he practices what he preaches. He invests in the very same funds he recommends, so you can rest assured that he’s putting his best foot forward.

>> Get Jeff’s latest recommendations HERE << 

How does vanguard advisor work

How Does The Independent Vanguard Advisor Work?

Independent Vanguard Adviser is your ticket to investing with the confidence of an expert, whether you fancy yourself one or not. Consider it your guide to knowing which Vanguard funds to invest in and which to avoid.

A lot of us go at the market without much of a strategy, flailing our arms at the latest fad. IVA keeps your approach grounded in logic while staying focused on your long-term goals.

It also becomes your go-to source for developments within Vanguard and its assets. After all, who has time to chase down all those leads?

In the end, the system does work. Over the last 30 years Independent Vanguard Adviser has been in business, its returns beat the S&P 3,454% to 2,606%.

Independent Vanguard Adviser has no affiliation with Vanguard the company or any of its funds

Are They Associated with Vanguard the Financial Firm?

You’ll be pleased to hear that Independent Vanguard Adviser has no affiliation with Vanguard the company or any of its funds. It simply provides an expert analysis of Vanguard assets and nothing more.

That independence means DeMaso is never told what to say or make recommendations based on feedback from somewhere else. He gets to offer his own, unsolicited feedback on where he thinks you’ll do best with your money.

Members get nothing but the best research and an honest voice that’s been life-changing to many for over 30 years. DeMaso invests into his own recommendations, leaving little doubt that he’s always doing what he believes is best.

>> Unlock your Vanguard portfolio’s full potential <<

What’s Included?

Here’s what you get when you join today: Don’t overwrite the red-highlighted text.

Access to 5 Unique Model Portfolios

Members gain access to five unique model portfolios covering a multitude of risk levels. With so many options to choose from, it’s easy to build your own portfolio with the diversity and risk you’re looking for. Plus, they’re all expert-driven.

Each of IVA’s portfolios has a smattering of stock recommendations with current status and share price history. You’re able to view at a moment’s notice how each one performs against metrics like the S&P 500 index.

You’ll know exactly what you’re getting into before you make any kind of investment. Let’s look at each one in more detail now.

Independent Vanguard Adviser  Helped Over Tens of Thousands of Vanguard Investors Beat the Stock Market Since 1991

Aggressive Portfolio

The IVA Aggressive Portfolio has been cruising along since 1991. It’s for anyone playing the long game that can withstand the frequent bumps the stock market throws our way.

Despite the occasional dips that come with a more aggressive approach, this portfolio has the highest returns of any in IVA’s collection. At the time of writing, it’s up roughly 3,500% in the last 30 years.

You may not have as much success if you plan to hold assets in this portfolio for only a short time. It’s always been faithful at recovering from slumps, but that may not happen in time if you don’t allow a long enough runway.

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IVA Growth portfolio

Growth Portfolio

Another portfolio around since the early 90s, the Growth Portfolio prioritizes capital appreciation while trying to smooth out some of the stock market ruffles.

You’re likely going to see fewer ups and downs than the Aggressive Portfolio, but these shifts do still exist. Recovery typically takes less time after a drop, offering a little more flexibility in pulling out funds without getting burned in the process.

Gains are up around 2,200% since inception right now, with an impressive 13.9% rise in 2023 alone. It’s done well to match or exceed the market almost step for step.

Consider plugging in here if you’re not a fan of the risk more aggressive approaches bring and are okay with a smaller payout.

IVA Moderate Portfolio

Moderate Portfolio

Independent Vanguard Advisers’ Moderate Portfolio strives to be a beautiful blend of growth and income. It’s stacked with 40% bonds for earning interest while the stocks inside blossom.

First introduced in 1991, returns of the bond/stock mix are just under 1,500% overall. It saw 11.2% growth last year.

This portfolio might appeal to folks who enjoy the fixed rates of return and less risk bonds bring. Of course, that also puts a limit on the amount you can hope to earn.

The stocks within help to offset that, but don’t expect this portfolio to ever perform as highly as one with a more aggressive approach.

>> Get exclusive access to IVA model portfolios NOW <<

IVA Conservative portfolio

Conservative Portfolio

The Conservative Portfolio is the newest in IVA’s growing list. It launched in October 2022 with a heavy weight on income.

I’d dare say it’s the least risky of all the portfolios IVA offers and may be perfect for those who favor caution. There are still some opportunities for capital growth here, but those play a minority role.

Although new, the Conservative Portfolio is on the up and up. It jumped approximately 7% in the final months of 2022 and increased another 9.4% in 2023.

As I mentioned earlier, placing faith in income tends to incur less risk. Gains will almost assuredly never come near the heights often seen with riskier strategies.

IVA Aggressive ETF portfolio

Aggressive ETF

Your final portfolio option marries an aggressive investment approach with the perks that come with exchange-traded funds (ETFs).

ETFs are effectively a basket of securities looking to reproduce the results of an index and its respective gains. In the Aggressive ETF portfolio’s case, it paints a path very similar to the S&P 500 itself.

Established in 1995, the Aggressive ETF remains rather faithful to its index counterpart. Gains are somewhere in the 1,300% range since inception, with a nearly 18% rise last year.

This portfolio might be a good fit for you if the S&P 500 is your goal. You’ll just need to be prepared for the same ups and downs the stock market sees on a nearly cyclical basis.

>> Join now for instant access to Jeff’s analysis <<

Beat the Average Vanguard Investor by 52%!

Buy, Hold, and Sell Ratings on Vanguard Funds and ETFs

As you plan out your investments, Independent Vanguard Adviser provides over 100 buy, hold, and sell ratings on top funds and ETFs. The research is all taken care of for you, with a specific column telling you which way to lean for each asset.

You can choose to take IVA’s assessment at face value or dig deeper into the numbers. These ratings also reveal a fund’s returns at various time stamps, risk, and yield data.

There’s an obvious correlation between a fund’s success and IVA’s recommendation, but this can be a great place to discover underlying patterns that could spark gains or show a downward trend.

All the information here is completely unbiased and based on computation and expert analysis. You’ll get the real scoop without wondering if there’s a hidden agenda here.

Weekly original analysis on Vanguard, the economy, exclusive fund manager takes, and more

Weekly Analysis and Updates

I’m a sucker for the latest market news, but I don’t always have time to search for material that pertains to me. IVA makes this easy with feedback on the economy, Vanguard, and other factors playing into obvious or unforeseen movements.

This info could come in the form of an article, commentary, or insights in the form of charts and graphs. It’s all explained well, so I can quickly pull out what I need and move on.

If even that’s too much for you, IVA updates what’s good and bad at a glance every month for easy reference.

>> Get the latest updates when you JOIN NOW <<

Trade Alerts

Trade Alerts

You’re not left to fend for yourself once you invest in any of the assets Independent Vanguard Advisor recommends. The team lets you know any time a move should be made in your portfolio.

These trade alerts don’t come as often as you may think, since the lion’s share of IVA’s strategies revolve around long-term gains. Still, the last thing anyone wants is to be on a sinking ship any longer than needed.

Not every bit of news on an asset will spark a change, but have peace of mind that IVA’s experts are watching.

Exclusive premium access to The Independent Vanguard Adviser website and priority customer support

VIP Website Access with Archives

Subscribers have unlimited VIP access to all the Independent Vanguard Adviser’s past issues for reference and review. The markets frequently change, but many of the tips and tricks IVA shares with its customer base are always valuable.

You’ll similarly find new issues right here shortly after they’re released so you can peruse all the research in one place. I definitely prefer this to trying to manage all the content in my inbox or PC.

>> Get your VIP access with 30-day risk-free trial <<

Pros and Cons of The Independent Vanguard Advisor


  • Five unique model portfolios to choose from
  • Has investment options for most strategies
  • Completely unbiased research and analysis
  • Over 100 ratings on popular funds and ETFs
  • Tons of news coverage with weekly analysis
  • Trade alerts when you need to take action
  • 30-day free trial


  • Focuses primarily on long-term strategies
  • No community chat or forum

The Independent Vanguard Advisor Reviews by Real Users

The Independent Vanguard Advisor Reviews by Real Members

Folks seem to love the research and guidance Independent Vanguard Adviser provides. Several of the above reviews pointed out that IVA acted like a rudder when they felt lost with their investments.

I’m also impressed with how long people stick with this platform. It must be working well for one gentleman to remain a subscriber for over 20 years!

These reviews did come straight from the publisher, so I do encourage you to take them with a grain of salt. I’m still appreciative of the insights these users add to the mix.

>> Get started now to join these SATISFIED users <<

Independent Vanguard Advisor Cost

How Much Is It?

As part of this deal, you’ll pay just $175 for an annual subscription to Independent Vanguard Adviser and all its features. That’s just $14.60 per month!

It’s worth noting that your first month of the service is completely free if you join right now. You’re able to cancel anywhere during those first 30 days if there’s something you don’t like and not pay a penny.

There are no restrictions, even during the free trial phase. The IVA team sends out a reminder on day 23 letting you know when your trial ends.

Another way to put your foot in the water is through a monthly membership, but it’s not as cost-effective. Should you go that route, expect to pay $20 until you switch to the yearly plan.

>> Get started now for as little as $20 <<

IVA worth it?

Is The Independent Vanguard Advisor Worth It?

After a thorough investigation of DeMaso’s service, I’m happy to report that the Independent Vanguard Advisor is top-tier.

I’m a big fan of the five investment portfolios and the flexibility users have to pick what suits them best. It doesn’t matter if you embrace risk or run from it; you’ll find something here that matches your style.

This may not be my first rodeo, but having all this expert-level analysis right at my fingertips is a huge win. The ratings, news, and insights are off the charts and save me a ton of time searching.

Trade alerts are the icing on the cake so I don’t have to watch my portfolios like a hawk. If a message comes through, I have time to adjust accordingly.

The only thing I don’t understand is how DeMaso can offer all this content for just $175. That price point is a total steal.

Plus, you’ve got a 30-day trial to test the service out. Don’t like your experience on day 29? Cancel and it won’t cost you anything.

If you’ve been wanting to get the most out of your Vanguard investments, look no further than the Independent Vanguard Advisor. Get started right away so you can maximize those returns.

>> Get Started Now & Claim Your 28% Discount HERE <<


Noah Zelvis is a writer with more than 18 years of experience under his belt. He started out by blogging his adventures overseas and quickly found success creating paid content thanks to his ability to convey his articles in a clear and concise manner. Equipped with an engineering background and an analytical mind, Noah has a passion for all things business and finance. His personal investment journey began at a young age, helping his grandma with her portfolio. That spark blossomed into a never-ending search for the best stocks Noah still carries today. He’s thoroughly researched the corporate financial world as well and has an innate understanding of the banking and credit sector. Other published works also include travel, running, video games, product reviews, and more. Now, Noah uses his expertise to share his financial and investment know-how here at Stock Dork. When not at his desk, you’ll likely catch Noah traveling or running.