Review: Does This Investing App Live Up To The Hype?

Jenna Gleespen - April 09, 2021

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Stocks can be quite confusing for newbies. It often seems like a bunch of gibberish until you get the hang of it. However, with apps like, “everyone is an investor.” Keep reading to get the full scoop on this service in our review below. Review

Overview: Review

The Public App is an excellent option for new investors who can learn as they increase their portfolio. With free trades and no account minimum, is the best place for anyone starting with stocks. It makes it easy to tap into a large community of investors’ collective wisdom and build your financial literacy. The app is available for both iOS and Android. Additionally, it’s designed to appeal to beginners as well as sophisticated traders. Public wants everyone to get a slice of the pie. Currently, the app offers only individual and taxable brokerage accounts.

Get real-time details (such as price history, analyst ratings, price targets, recent news, upcoming events, etc.) about each supported security. does not have a desktop program. Instead, it’s a commission-free trading app that doubles as a social platform. It works perfectly for both iOS and Android, so all you need is your device.

Although they have a generous commission schedule, the app is missing several crucial features. For instance, there isn’t complex trading happening on the site. However, it does allow users to own fractional share investing in stocks and ETFs so you can trade in dollar amounts.

Aside from this, comes with a wide variety of features. The goal is to make the markets accessible to anyone willing to start, unlike full shares of expensive stocks. Users can build a diversified stock portfolio without buying whole shares of expensive stocks like Amazon, Google, or even Apple.

This review article will look through the app’s features and everything that makes the app relevant and accessible. We will also go through everything you need to get started.

Sit tight and enjoy!

>> Already Considering Joining Public? Check It Out NOW << Review: Features

It is essential to do your due diligence before making any kind of investment. That being said, with the research done by this review, you can trust that your money is in safe hands with this service.

Opening a Public account is as easy and quick as it comes. Complete the sign-in process in a couple of minutes, find your account and start navigating stocks and ETFs.

Public’s social aspect is a great way to view users’ portfolios and know what others are buying.

Below are some other cool features of the app. Review: Themes Themes 


One of the best of the best features of the app are the themes. Themes allow users to explore stocks without the typical jargon. With themes, you can discover stocks and funds according to their respective categories. For example, you can see the proper classification of different stocks and EFTs. This way, you can make informed decisions on the most promising companies to invest in.

Fractional Shares

In line with’s mission to make investing accessible to everyone, the website offers fractional shares. These allow users to buy fractional shares and own little portions of any stocks or ETF on the trading platform. With as little as $5, you can get started and purchase holdings in multiple companies.

Real-Time Trading real time trading

Most investing platforms don’t execute orders immediately. However, users of Public can trade and execute orders directly. If you want to invest, this is a great way to take advantage of fluctuations in buying or selling shares.

Investment Options

With, users have a wide range of investment options to buy from. With more than 3000  stocks and ETFs available on the app, it is a great place to build a portfolio. All of the available shares are publicly traded on major US markets. This is a great way to secure investors and avoid overly risky investments. Using the themes option, you can find investments that will fit the kind of investment portfolio you are building.

Social Features social features

This is one of the most unique features of the app. It puts a social media feel on stock trading and helps you connect with several other investors.

You can see what your friends are investing in and share thoughts on your profile page, similar to Facebook and Twitter.

Public allows you to follow other investors and see their portfolios while sharing ideas and insights.

There is also the community feature that allows you to communicate with other investors. With this feature, trades are posted on the community forum for other users to like and comment on the trade. This opens up discussions around the advantages or disadvantages of trades. With many social features, Public is a great way to learn and grow, even as you build your investment portfolio. Another cool social feature with Public is the fact that you can gift shares to family and friends. Lastly, Public offers everyone in the US (even non-users) a referral bonus of up to $50 (in stocks).

Top Movers top movers

This feature is a great way to stay in the know. It is a great way to keep track of stocks with the most significant price fluctuations in both directions. With this feature, you can monitor markets and see the winners and the losers. This way, you can watch positive momentum and make smart investment decisions.

Public Talks

Public Talks

Looking to get professional advice from financial experts and professional advisors? Public also hosts regular virtual events where experts share their views about the markets and a host of other interesting financial topics. This is a great way to keep people informed by breaking down complex financial issues. Check the firm’s official website to sign up for an event or browse through the list of upcoming events.


If you have any unanswered questions about the stock market, then you will love this feature. In this section of the app, provides answers to some of the most frequently asked questions about investing. It is also a great way to find how the best time to buy or sell a stock or how to calculate dividends. Learning on Public is focused on three major areas: investing, stocks, and retirement planning.

Ticker Time Machine (TTM) ticker time machine

One common question that keeps investors up at night is, “How much money can I make from this stock over a period?” With the Ticker Time Machine, you can check how much dividends you will get from investing in a stock at a particular time. New investors love this option as it allows them to estimate and foresee the future of their investments.

Pricing and Fees

Necessary trading through the Public app does not require any fees. Users can access US-listed stocks and ETFs for free. However, broker-assisted phone trades require a flat fee of $30 per transaction. Also, there is a $30 charge for outgoing domestic wires. It costs $35 for domestic overnight check deliveries. Returned checks, ACH, wires, and stopped payments all attract small fees too.

Commission Free

Public does a lot to entice beginners, and the commission-free factor has been crucial to this. The app does not charge trading fees or commissions (However, there may be minimal SEC and TAF fees that mostly total a few cents.).

Investors’ Profiles

Everyone gets a Public investor profile after signing up for a Public account. With this profile, everyone on the app can view your profile. This is a great way to get ideas from a community of investors. Not only can you grow with a community of investors, but also allows you to learn from famous investment experts. You can also connect with people you know via your phone’s address books.


One of Public’s core tenets is security and trust. The brand does its due diligence to ensure that users’ money is as safe as can be. Although stocks can be generally risky, identifies those that are too risky and labels them. When buying stocks or ETFs, Public puts labels on any products that are considered too dangerous by the SEC to keep you safe. Also, the company is insured by the securities insurance protection corporation (SIPC). This means that each customer’s investment is protected up to $500,000. The company is also a member of other regulatory bodies like FINRA and the SEC.

Free Stock free stock

For every new account that is opened on the investing app, you get a free $5 worth of any stock of your choice. Also, you get additional free shares when you invite friends to open a account.

>> Take advantage of these great features and try HERE << Review: Customer Support

There are several ways to get in touch with the team at However, several dedicated FAQs handle the most common issues that users have on the platform. There is also a web-based live chat available to all registered users on the app. This chat works between 9am-5pm EST. To access the messaging feature, click on the “account” icon in the menu and then click on “customer support.” You can also reach the broker at or contact their physical addresses in New York. Review: Pros and Cons Pros

  • Public accounts are safely protected in the clouds. The company uses 128-bit encryption and stores data with Transport Layer Security (TLS).
  • Allows users to invest in high-priced stocks through the purchase of fractional shares.
  • Building a stock profile may seem tedious and lonely when you do it on your own. However, allows you to create a network of fellow investors, and this fosters growth.
  • The app is accessible, and it has an easy-to-use interface that makes it easy to start investing on the go. Cons

  • The lack of web-based or desktop trading platforms is limiting.
  • is limited to US stocks or ETFs. Users cannot buy from foreign markets.

Currently, the app does not offer margin or retirement accounts.

  • Only stocks and ETFs are currently available on There are no mutual funds or derivatives like futures or options.
  • Although there is a small graph inline format, the app is limited to chart and research tools. Review: Final Thoughts

The American stock market began in the 18th century. Since then, millions of people have benefited from this, and systems have been created from it. With average annual returns of more than 10%, it is continuously growing. Most people don’t invest in the stocks due to a lack of financial literacy. Today, the investments are a driving force for wealth creation and prosperity. However, these things always seem too complicated for the layman, and this is where comes in. The company focuses on building financial literacy and diversify your portfolio. Public makes stocks social and makes it easy to tap into the collective pool of wisdom available.

Suppose you are looking to join an inclusive and educational community of investors and financial experts. In that case, in the opinion of this review, this app is the place to be. Public combines social media and stock investing. You can collaborate, make money, and build your confidence all within the confines of a mobile application. has been registered with the SEC since 2004. However, they were previously known as Matador until 2017, when Public started operations, so they have been around for a while.

Even though is a relatively new name, they have been in the securities business for close to 2 decades. The company is in line with US standards as far as security and encryption are concerned. We found Public to be transparent and very secure investing platform. There have been little or no complaints about the brand’s reputation during their time operating in the financial sector. All in all, for our review, we’re concluding that it is a high-quality service built to provide everyone access to the stock market.

>> Click HERE to Join and Start INVESTING <<


Jenna Gleespen is a copywriter specializing in finance and investment finance. Originally from the United States, she now calls London, England home.